has anyone here appealed a surcharge before the Mass. Div of Insurance?...

[dieselm3]

I unfortunately spun and hit a guardrail. I recieved notice from my insurance that I am at more than 50% fault for the accident so I will be charged a surcharge on my insurance, unless I appeal. Based on what happened (9PM, raining, had to avoid an obstacle on the road, swerved... hit guardrail) I think I could make a case). Just trying to get a feel for the whole process.

thanks.

[OreoGaborio]

... i got a form mailed to me for when i went off a road in a snow storm... i just outlined exactly what happened & drew pretty pictures on the generic diagrams they sent me & got it pulled... dunno about your situation

[dieselm3]

-Pete,

thanks for the info. Did you have to attend a hearing? my form indicates that if I appeal, they will notify me of the time, date and location of the hearing.

[OreoGaborio]

hey, sorry about the long wait... usually i'm no here like once or twice a day, but i've been wicked busy this close to the end of college :

um... nope... what happened was i slid off the road in a really bad snow storm a few years ago... i can't remember where i got the insurance form, but i'm sure if you just contact them they'll send it out to you...

basically it was just a questionair about the conditions etc and why it was the weather that caused the accident. i filled it all out, sent it in and i didn't have to pay the surcharge/deductable, or whatever it is

even if you have to go to a hearing i say do it... i'm sure it would be kinda like appealing a speeding ticket or somethin

again, sorry for the long wait... wish i could be more helpful for ya, bo

later
-Pete

[dieselm3]

Pete,

thanks for the info.. I'm definitely appealing, in fact I just finished filling out the form and I'm mailing it this afternoon. Hopefully there won't be any need for a hearing,

[OreoGaborio]

werrrrd

let us know how it goes... if u have to go to a hearing, em up the ..... uh... somethin

[dieselm3]

Pete,
when you mailed in your appeal... how long did it take to hear back from MA Div of Ins? just curious, I mailed mine in almost 2 weeks ago.

[OreoGaborio]

eesh... i can't even remember... it was like 3 or 4 years ago & my parents handled most of it since i was using the same insurance carrier as they were

[Jgent]

Appealed an accident years ago lost horribly. Lady was cited for speeding by the police (she admitted she was speeding around the corner). I was making a left turn, she hit me in the left corner panel spun me 360 degrees in the middle of downtown Andover.

Insurance said it was my fault becaause I was making a left turn. Guess under Mass law you can just hit anyone making a left turn at it is their fault.