Hi everyone - strongly considering a 335xi coupe over my IS 250 right now. Been negotiating my first ever lease with some local BMW dealers.

New 335 xi coupe.
Auto
Premium
Navi
comfort access
heated seats
metallic paint

3 years, 12K miles per year with $2500 down

MSRP is 50775, and invoice is 46745

The best deal i've gotten (so far) is:
selling price 48400
MF 0.00245
61% residual

$749/month

ive done the calcs and get about $717/month with those numbers so not sure where they're getting the ext $32/month.

ANY help advice would be hugely appreciated.

Thanks everyone in advance!

Richard

i was looking at a 335xi with a msrp of 52k.
they told me with 5000 down and i think 15k/year mileage, that the lease would be 780 per month.
that seemed like a lot to me, and more than what the bmw site said.
i think the dealers are just trying to get more out of you/me.
negotiate with them. tell them how much you're willing to pay per month.

They are also marking up your MF. It should be .00230. It seems high with $2500 down.

I'm in a similar situation, coming from Lexus to BMW. You're looking at a nicer car than I am though haha... :D

The 335xi is one hell of a car. What color are you looking at getting?

I'll run your numbers through one of my spreadsheet calculators.. After a commercial break from the Sox/Yankees game haha. This quick post will serve as my reminder in case I get caught up with something and forget..

Rain delay, so here you go.... I ran these numbers through a really detailed spreadsheet I had, not sure which spreadsheets you have.

e92 335xi - 36 mo / 12k mile term
-----------------------------------------

MSRP: 50775
Sale price: 48400
Residual percentage: 59% (61% is for the e90 335xi sedan, 59% for the e92 335xi coupe)
Residual value: 29449.50
April 08 money factor estimate: .00230 (as suggested by LeaseCompare.com)
Interest rate with the above MF: 5.52%

Security deposit: 500
Acquisition fee: 775
Registration, etc.: 490? (I'm not sure of this, someone might need to correct me)
Sales tax: 6% (MD is 6% right?)

Cap cost breakdown:
Sale price: 48400
Cap reduction: -2500
Acquisition fee: +775
Total Cap cost: 46675

Monthly depreciation breakdown:
((Cap Cost - Residual) / Term) = (17225.50/36)
Monthly depreciation - $478.49

Monthly interest breakdown:
((Cap Cost + Residual) * Money Factor) = (76124 * .00230)
Monthly interest - $175.09

Base payment: 653.57
Sales tax: 39.21
Total Monthly Payment: 692.78

This was assuming that the following was paid at lease signing:
Down payment: $2500
Cap reduction tax: $150 (Down pmt * 0.06)
Security deposit: $500
Registration/etc: $490
First payment: $692.78
Total due at signing: $4332.54

How do these calculations look?

In case you didn't see it PSU in your other thread, PA tax on leases is 9% on top of your monthly payment. That is were the extra money is coming from.

If they slightly increase the money factor but your monthly payments remain the same, does that just increase the interest so in the long run they are making more money?

Let's not tun this into another lease vs buy debate or lease bash, I will tow it promptly. Stay on topic and if you can't help the OP then skip this thread.

EDIT: Now there is a perpetual thread for discussing lease vs buy: http://forums.bimmerforums.com/forum/showthread.php?t=987540. Please use it and save me the effort of having to tow you.