hi all, as its got really fecking col where i live i have noticed, even on a long journey, what i believe t be the oil temp, (could be water) guage on right hand side of dash, is staying around the 3rd / quarter mark, where usually it points straight up, (half) should i be worried, ?

a while back, a mounted a grass verge and when i reversed, the plastic splitter / sump guard ????? just behind, and underneath the front bumper dug n and go ripped off, i havent replace it, just wondering if there are any things to consider with regard to this?

Not too sure what your referring too on your car, but your temperature gauge reading is an issue. (antifreeze temperature gauge is the one on the right that should be straight up)

Can you take a picture of what you damaged?

As long as the gauge is reading right of center (more than half way), your at risk for serious engine damage.