ray
02-26-2001, 05:43 PM
Which socal dealership has low apr rates for the 330?
Thanks,
Ray
Thanks,
Ray
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View Full Version : 330 Financing ray 02-26-2001, 05:43 PM Which socal dealership has low apr rates for the 330? Thanks, Ray Black Majik 02-26-2001, 07:57 PM hi ray? You live in S. Cali?! wow... For dealerships, there are Crevier BMW, which i always go to. Its located in Santa Ana. There's also Shelly BMW in Buena Park & Sterling in Newport Beach. McKenna is located in the San Gabriel area i think.... THere's another dealership in Monrovia but im not sure of the name. Sorrie i couldn't answer your question because i haven't looked into the 330 yet, but i'm not sure where you are located so i listed a buncha dealerships for you. cteselle 02-26-2001, 08:17 PM There is also Irvine BMW.. ray 02-26-2001, 08:20 PM Do you guys know which one has better apr rates for financing? Thanks, Ray North Florida 03-07-2001, 11:34 PM Try this, I've done it a half dozen times and it works every time. In the dealership, identify their lowest APR on financing, and them inform them that your credit union has financing for one point (or a half point) less and you just want them to match it. They will, as they always have some room to flex on the APR. Then, a week after you purchased your car, go to your credit union and tell them you would like to refinance your car and need a better APR, like a full point (or a half point) better. They will give it to you because that is what credit unions are in the business to do, finance collateral for members, especially new cars. Wallha ! Now you have the best financing next to your grandmother lending you the money (actually, I wish I had a grandmother ). Yeah, some will say, and they are right, refinancing through the credit union will cost you recording fees on the doc stamps, usually less than fifty bucks. But in the end, it's simple interest, no finance fees, no application fees, no BS fees, and no Pre-Payment penalty. Just can't beat it with a stick. ray 03-16-2001, 05:25 PM Hey why didnt I think of that:) Thanks Rocket Ghost 03-16-2001, 07:19 PM Half a point and even a full point wont really save you too much over time. (of course thats alll relative) But i think refinancing is a pain in the ass - you may be different. Id just pay the extra hundreds and save my time. Time = Money ya know.:) Anyway, try this: www.peoplefirst.com They have prettty good rates to start with - then hit your credit union. |