Just wondering what you guys with the e46's are paying a month/year for insurance, and whats your age, because that all makes a difference

Just wondering what you guys with the e46's are paying a month/year for insurance, and whats your age, because that all makes a difference

Yes, this is very subjective...but here goes.

Allstate Ins., 43 years old, no accidents/tickets in the last 10 years, second car, 1.5 miles to and from my office...costs roughly $1250 per year.

I'm gonna shop it as I think that might be too high. Oh yeah, this is for a convertible as well.

35, clean record, low mileage, 1050/yr. full coverage 100/300/100, uninsured motorist, etc.
21st century ins
they saved me 400 plus over progressive per year and better insurance.

forgot to mention, 500 deductibles

47 years old, Geico, 100/300/100, full coverage, uninsured motorist, clean driving record, $1300/year. 10k miles/year.

Hmm.. Geico are quoting me $1800 on the wife's Ford Expedition and my M3 vert. With pretty good limits.

I'm 34, my wife is 32, but we've only had US licenses for a year. I thought we were getting ripped off, but now I'm not so sure!

Hmm.. Geico are quoting me $1800 on the wife's Ford Expedition and my M3 vert. With pretty good limits.

I'm 34, my wife is 32, but we've only had US licenses for a year. I thought we were getting ripped off, but now I'm not so sure!
my gf's m3 vert is insured with the same limits as me but she pays 900/yr. She is 33.

mine is around $1500 or $1600 per year with State Farm. Coverage is maxed out for SF auto policy and add another $150 per year bringing total coverage to $1 million (under a home / auto umbrella policy).

30 years old, living in big city (Chicago)

34 married/no tickets in 10+ years(knock on wood)

2 cars 530 & M3 is about $1800/yr (my wife has 2 tickets in last 3 years WTF??? :mad ) $500 deductable

Quoted for 2004 M3 w/ 50k miles

31 /// Male /// Married /// no tickets /// SW VA /// $740.00 a year ///500 deductable - Nationwide

Male, 26, lots of tickets, 500 deductable, full coverage, USAA, down as a weekend car less than 5,000 miles a year, $3300 a year :eek:

Male, no tickets or accidents, <25 years, $500.00, full coverage, USAA, less than 10,000 miles a year...

...quoted at $1112/6mo's.

Male, 26, lots of tickets, 500 deductable, full coverage, USAA, down as a weekend car less than 5,000 miles a year, $3300 a year :eek:


wow

Apparently, your credit score has some strong influence on ins. premiums these days. I think it's fuxin stupid, and should be repealed... one's driving record and related age/location info should be all that's reviewed for it.

Apparently, your credit score has some strong influence on ins. premiums these days. I think it's fuxin stupid, and should be repealed... one's driving record and related age/location info should be all that's reviewed for it.
Can anyone else confirm this?

37
male
$250K/$500K Bodily Inury
$250 Ded Comprehensive
$500 Ded Collision
Use of vehicle: Pleasure. Not driven more than 7,500 miles per year.
Other reductions: Multiple Line(house)-56, Multiple Cars(4)-85, Vehicle Safety-2, Accident Free-66.

$755/yr for my 2002 M3.
$700/yr for my 2007 X3. (similar coverage, but w/o the Pleasure use).

Can anyone else confirm this?
Here ya go.

http://www.insurance.wa.gov/factsheets/factsheet_detail.asp?FctShtRcdNum=16

Quoted for 2004 M3 w/ 50k miles
31 /// Male /// Married /// no tickets /// SW VA /// $740.00 a year ///500 deductable - Nationwide

I'm surprised how low our insurance is, given how badly some people seem to drive around Roanoke! :wave

Can anyone else confirm this?

100% Definite. We only moved to the US a year ago and many insurance companies were open about the fact our premiums would be much higher because of us being unknown to the credit rating systems.

Can anyone else confirm this?

It's 100% true, and I am inclined to agree with people who say it is unfair. It's certainly not what credit reports were designed to tell you.

My M3 insurance

44 yrs old
100/300/300
1000 deductible
collision/fire/theft
7500 miles a year
$820 per year

I did not know that. I am under USAA (military) and I wonder if they use the same criteria. I want to belive that they base their rates off of things pertaining to the automobile and automobile owner, so I may call up tonight and ask them about this.

The >25 year age mark really drives down the insurance premiums. I am kind of jealous of the fact that some people are going to pay less the whole year, than I will for one six-month period. What can you do though? (Minus getting older)

23 male
no acc, no ticket
04 m3
100/300/300
1000 deductible
collision/fire/theft
$4000+ per year
famer sux =(

I'm surprised how low our insurance is, given how badly some people seem to drive around Roanoke! :wave

No Doubt! Just a bunch of peeps who are totally unaware of their surroundings. Kind of scary sometimes...You dont have a silver M3 and frequent the northern part of Orange Ave do you?

35 y/o - No tickets (knock on wood)

250 / 100 / 250
$500 Deductible

Annual Premium - $861

One Beacon Insurance

Quoted for 2004 M3 w/ 50k miles

31 /// Male /// Married /// no tickets /// SW VA /// $740.00 a year ///500 deductable - Nationwide

Now I do feel like I'm getting ripped off when you young pups are paying way less than me. :mad

Are you sure that's the annual rate and not the six month rate? Insurance companies almost always quote a price for six months...

Just want to double-check...

No Doubt! Just a bunch of peeps who are totally unaware of their surroundings. Kind of scary sometimes...You dont have a silver M3 and frequent the northern part of Orange Ave do you?

I ain't got my M3 yet - pick it this weekend - flying down to Oklahoma on Friday.

Used to live off Orange Ave - but now in Callaway - man, I love the 221 (or is it 220?) up Bent Mountain :)

Now I do feel like I'm getting ripped off when you young pups are paying way less than me.

Are you sure that's the annual rate and not the six month rate? Insurance companies almost always quote a price for six months...

Just want to double-check...

Crypto & I live in a fairly quiet rural area? Location may be a big factor - or at least it is back in the UK?

I confess to knowing bugger all about US insurance!

Crypto & I live in a fairly quiet rural area? Location may be a big factor - or at least it is back in the UK?

I confess to knowing bugger all about US insurance!

Location is definitely a factor, but I live in a semi-rural area as well, in a mostly rural state.

I moved to Roanoke, VA about 1 year ago, and during that time I was told that auto insurance around here ranks as one of the cheapest places in the US. :-) pretty cool! my insurance on my current vehicles was almost cut in half when I moved here from Raleigh, NC.

Male, 26, lots of tickets, 500 deductable, full coverage, USAA, down as a weekend car less than 5,000 miles a year, $3300 a year :eek:

Wow!!! I have USAA and I pay $1,060 for the two M3 I have the E36 and the E46. They're killing you. I don't have any tickets though

Wow!!! I have USAA and I pay $1,060 for the two M3 I have the E36 and the E46. They're killing you. I don't have any tickets though

yeah...they can eat my ass, i got a quote from geico for $1,200 a year with a 1k deductable. That is before they checked my record though, so it may go way up. I am looking into a switch though.

I'm 24 and had it quoted. It's about 25% higher than my Vette. About $750 per 6 months.

I'm 25... single... pay about $700 for 6 months under GEICO.
That's for full coverage $100K/$300K with a $50 comprehensive and $500 collision deductible.
I've been paying this amount for the past 2 years.
I have a clean record.
No moving violations for over 5 years.
No at-fault accidents for over 5 years... actually.. I've never had an at-fault accident... ever.

48, single, three cars, no accidents/tickets (knock on wood) in 20 years, USAA; $482/yr for my M3.

Any of you youngins' that want to trade 20 years for these premiums, feel free to let me know (but speak loudly so I can hear you).

Have a multi car, pleasure use, software industry professional discount through 21st century insurance. TX is pretty good for insurance, at least compared to CA (LA in particular). ~$1800 per year, 35, married - 2006 CLS 500, 2005 M3, 1996 240SX.

59, married, multi car discount, for the 04 M3 $511.00 Auto Owners Ins.

Male / 25 / Few speeding tickets / $130... per mo. State Farm $500 deduc

http://xs413.xs.to/xs413/07123/insownage.JPG

http://xs413.xs.to/xs413/07123/insownage.JPG

Man... that's almost like my brother's insurance.
Except he has a $1000 comprehensive deductible and drives a '02 325i.
He's paying like $5700 for 6 months because of his 2 DUIs and 3 accidents. :rolleyes

Man... that's almost like my brother's insurance.
Except he has a $1000 comprehensive deductible and drives a '02 325i.
He's paying like $5700 for 6 months because of his 2 DUIs and 3 accidents. :rolleyes
Niceeeee. I have a clean record though! I have gotten other quotes from Allstate and USAA from around 1125-1300.

Niceeeee. I have a clean record though! I have gotten other quotes from Allstate and USAA from around 1125-1300.

Unfortunately... GEICO's $5700 was the cheapest he could find...

is actually depend where u living at
it makes some different

24, Male, in Kansas, 1 ticket total and none in the past 5 years. $1900/ year (yeah ouch lol) with a $250 deductable.

is actually depend where u living at
it makes some different
That's very true!
When I was living in Seattle with my E46 325i... GEICO charged me $1100 for 6 months with the same coverage. Here in Hawaii, I'm getting the same for about $700 for 6 months now with a more expensive car.

32 years old single, central jersey, just switched over to geico from travelers. 03 jeep cj, 02 m3 both full coverage $1600 a year, $500 deductible. saved $2100 by switching to geico, when i see that gecco i'm gonna kiss him on the mouth.

23 male
no acc, no ticket
04 m3
100/300/300
1000 deductible
collision/fire/theft
$4000+ per year
famer sux =(

i'm highly dreading this in two months when i turn 23, I just hope i can get a better rate than you since i live in a small city, However i have two tickets and an Accident which will be 3 years ago. Does anybody know how long an accident stays on your record?. Right now i'm under my parents family plan so it's 2400 a month with full coverage deductible of $150 for my 02 M3 and it's about $20 less a month for the 03 Hummer H2. Looks like one of my cars is going to have to go :(

http://xs413.xs.to/xs413/07123/insownage.JPG


Holy **** - that's more than my Ferrari was to insure!!! Are you like 17 or something?

$600/6 months with Farmer's. $500 deductible. I'm 25 with a clean driving record.

$600/6 months with Farmer's. $500 deductible. I'm 25 with a clean driving record.

Same!

When I had my e46M3 I was 23 and paying 2800 a year :<

$100K/$300K - $500 deductible, under AAA

$1500 / yr

26 / male / no tickets / clean record

bay area, california