View Full Version : Just totaled my car


icemann633
12-10-2005, 03:42 AM
The fun never stops...:( :help :mad

UPDATE:PICS PAGE 4

SQ Bimmer
12-10-2005, 03:45 AM
Parting it out? Will take your FI setup. :D

PALELLA
12-10-2005, 03:48 AM
Parting it out? Will take your FI setup. :D


Haha, allready placing dibbs. You're supposed to say something like "Sorry to hear that".

SQ Bimmer
12-10-2005, 03:51 AM
Haha, allready placing dibbs. You're supposed to say something like "Sorry to hear that".
I know, and I usually do. Was just trying to get it over with. :stickoutt

Viking325i
12-10-2005, 03:51 AM
Story on how?

///MPwr
12-10-2005, 03:54 AM
That car seemed so new, I'm sorry to hear about the accident.

byron
12-10-2005, 03:55 AM
ouch. sorry to hear. at least you are alive and ok.

shim
12-10-2005, 03:59 AM
holy shit..... sucks man. any more details??

JHEIII850Turbo
12-10-2005, 04:24 AM
:bawl :needpics

Mr.M
12-10-2005, 04:30 AM
What happened?

Sam L
12-10-2005, 05:09 AM
man some of you guys are so insensitive...very rude in my opinion.

keith, hope you're health is ok, and i hope no one got hurt. i trust everything will out in the end...good luck! keep us updated...

danp412
12-10-2005, 05:30 AM
If you make a post about your car being totaled, you might as well explain the story (or atleast some minor details) about the accident. You know people are going to ask how....

Iding SIII
12-10-2005, 05:38 AM
man some of you guys are so insensitive...very rude in my opinion.

keith, hope you're health is ok, and i hope no one got hurt. i trust everything will out in the end...good luck! keep us updated...

I agree....:mad
Keith, hope you're okay man? I hope it all works out and good luck!

IMPORTEDCARS
12-10-2005, 07:39 AM
The fun never stops...:( :help :mad
Sorry to hear that, but most important you are alive to tell the story. The car is just a piece of metal, it can be replaced, YOU CANNOT, so everytime, you get upset, look @ the bright side your alive man!!

dinans3m3
12-10-2005, 08:03 AM
I agree. Hope your ok. The car can be fixed/replaced. Cars come and go. As others have said look on the brighter side. Since you put your car together, im sure you can do it again, and this time maybe make it even more powerful.

mrdoenutz
12-10-2005, 09:51 AM
Hope your alright man, tried to call ur cell but its out of service.

hukalaki
12-10-2005, 10:37 AM
Very sorry to hear that!

Most importantly I hope you and everyone else are OK. Second, I hope there are no "down the road" issues. Regarding the details of the accident, until it is settled, frequently the less said the better. Thank you for sharing this much info.

If you documented all your mods, depending on your ins co, they may pay much if not all of your investment. If they don't give you a reasonable settlement offer up front, get a written appraisal from someone independent of the insurance company--while it may cost a couple of hundred bucks, I can assure you it is worth it. Perhaps George knows a high perf appraiser.

M20Curtis
12-10-2005, 10:48 AM
Damn man, sorry to hear it...glad you're okay since you're posting on here about it! Check out January Performance BMW, my Summerblaze article is in there and you are mentioned a bit. Hope the next project is even more killer!

Midnight Shark
12-10-2005, 10:56 AM
Sorry to hear about that man. Glad you're ok.

man some of you guys are so insensitive...very rude in my opinion.


:violinist Just your interpretation.

markesq
12-10-2005, 11:24 AM
That sucks man. Hope you are alright. Your car was looking good at SummerBlaze.

Den.
12-10-2005, 11:30 AM
Sorry to hear about your loss. Hope all is well soon and that you are truly all right.

Goofynick6
12-10-2005, 11:33 AM
Also sorry to hear; I know the feeling as this happened to me with my 240sx right when I finally had the bodywork all done and ready to get painted the next week. Good luck with things..

bimmerboy328i
12-10-2005, 12:14 PM
Wow, this is very sad. This M has been one of my favorites, I would hate to see it go. Hopefully all of you FI stuff wasn't damaged, and hope your ok.

Uli
12-10-2005, 01:04 PM
Sorry to hear that. I guess you're still recovering from the incident. Let us know what went wrong when you are ready.

Jean-Claude
12-10-2005, 01:24 PM
If he was hurt I imagine he would A: not be posting

or

B: Tell us.


Wow, sorry to hear. Accidents are no fun. Go to the doctor and check for neck/back problems!!

icemann633
12-10-2005, 01:46 PM
Well i didnt really have the time to post the story, nor did i want to...

It hurts to move somewhat as it is, much less type a story...


Anyways, i appreciate the support from you guys...to ALL the people asking me if i am parting out my turbo kit....NO I AM NOT...so stop sending me PM's.

I was driving on the highway and i was in standstill traffic for a solid 45mins. I finally get out of it and i jump on it a little, no biggie, up to about 65mph. Well i touch my brakes to stay at a reasonable speed next to this mustang that i wanted to check out, that i saw up a littl ein the traffic.

When i taped the brakes, the front locked up causeing the car to slide. I was in the right lane of a 2 lane road. The back end swung around into the left lane and i was looking at the mustang, sliding backwards. He hit his brakes and since it was wet, slid stragiht into me, sending me spinning off, and him into the guard rail.

I immediately got out of my car to make sure he was OK, which he WAS. I am allright as well, my neck and shoulder are killing me right now, but i believe it's more from sore/stifness then to a serious injury.

MY AIRBAGS NEVER WENT OFF:confused. I dont know why but that is pretty amazing. It felt like my front left brakes just grabbed and yanked the car to the left. I am searching for answers right now, because the highway patrol issued me a citation for "failure to maintain your lane".

Both our cars are totalled. A tribute to BMWs though in seeing the mustang parts all over the place, and the only thing i was missing was the front bumper(and intercooler).

I dont have any pics right now, but if ANYONE KNOWs HOW INSURANCE COMPANIES WORK, let me know. I have some questions about pulling my parts off or having to swap a motor in, etc...please PM me...

-Keith

jonsibal
12-10-2005, 01:49 PM
Oh man... its never good to hear stuff like that.Sorry for the loss, but I know you'll bounce right back as you did last time.:buttrock

Take it easy man.

jon volk
12-10-2005, 01:50 PM
At least your OK...you can always build another car. Good luck with insurance and such.

Uli
12-10-2005, 01:57 PM
If he was hurt I imagine he would A: not be posting

or

B: Tell us.


Wow, sorry to hear. Accidents are no fun. Go to the doctor and check for neck/back problems!!
There are more kinds of pain than just physical pain. I know it took me a while to recover from a serious accident from which I stepped away with just a bruise.

Bemveh
12-10-2005, 01:59 PM
damn man, sorry to hear....messed up how it just locked up on you
but hope it all works out for the best for you B

gldntkt
12-10-2005, 02:16 PM
I am really sorry to hear about the accident, and like everyone else glad you're okay.

This must be hard for you..i talked to you a good bit at summerblaze and, naturally, could tell you were very proud of what you had built. I'm gonna send you a PM about insurance companies. I recently had to do a little massaging with my ins. after my accident to be compensated for some aftermarket parts and I'll share my experience with you so hopefully you can come out on top.

NHbmw325I
12-10-2005, 02:27 PM
Thats a shame I remember when I wrecked my car, I guess you would have to buy an m3 engine if you wanted to take your current one out? Couldn't just put a 318 or 325, etc one in? Good luck with everything!

gol10dr1
12-10-2005, 02:32 PM
Parting it out? Will take your FI setup. :D

i can't believe half the people on this board! a very active member just destroyed an amazing machine that he hand built himself and all you can talk about is that you have dibbs on his parts! BE THANKFUL HE IS ALIVE!

kieth, i know where you are coming from man, we were coming back from Baltimore at 3 amthe day before thanksgiving 2 weeks ago in my buddies 2003 modified zo6 corvette. well we hit black ice at 70 mph and went into the woods. car was completely destroyed. even managed to bend the frame. afterwards, my boy and myself both had the presence of mind to realize that we were alive and although it was his pride and joy (much like your car is to you and my car is to me) we are still alive and must be thankful for that. you will get another one dude! keep you chin up.

icemann633
12-10-2005, 02:57 PM
Once again i appreciate the support.

I am coping with the car a lot better then i am coping with myself. I feel ashamed somewhat. I finally finished the car and it was less then 1k miles with the new setup...It would be different if i had done this being carelss and horsing around but i guess time has caught up with me? :dunno

I am looking at my next options which include but not limited to ;) : m coupe with my driveline and turbo, gutted 318is with my motor as a track car, or get another e36m3 and build it with what i have left...Also, potentially parting out my internals and just having a moderate turbo kit with 84mm's of bore:devillook

carcrazed4life
12-10-2005, 03:02 PM
Well, I don't know how your insurance will play into all of this. But I do know a friend of mine had something similar done to his IS300. He had it insured for more $$$ already. Got his $40k out, but the car back for $4k and bought another IS300 and swapped everything over. Sold the parts car off in peices, and made money on the incident.

If thats how it worked out for you, I say buy another E36 M3. Otherwise go with an M Coupe. Nothing like 315s in the back ;)

YellowM3Turbo
12-10-2005, 03:07 PM
that really sucks... i know what its like to total your baby. well its a good thing that your not seriously hurt... As for insurance... they will deduct money from anything they see that you took out of your car. so it all depends on how you are insured. somepeople have their car ivaluated for a value with all that they have done to their car so if its stolen they get the money for everything on the car. but if you went the other way just insuring your M3 (stock) they your only gonna get the money for a stock M3. so if you take of things that they wouldnt know are there and replace them with stock parts... then they will never know. but they will do a thorough inspection... they'll wanna catch you and whatever they can beacuse they would rather not give you any money. hope all goes well... good luck

Turbo331is
12-10-2005, 03:17 PM
Insurance won't let you pull things off. We have talked about insurance and such in some of my law classes. Once they issue you a check for the value of the car, its theres. Anything taken from it is/can be issued as stolen. Occasionally you have a little dry period where the adjuster is comming out, and you can get out stereos, probably a lot of your turbo parts, etc. Your best bet is to buy it back from insurance. My guess is it would be around $5,000 to buy it back.

Wes

DakarDave
12-10-2005, 03:20 PM
man, very sorry to hear this. Glad you are OK... good luck!

nj318i
12-10-2005, 03:21 PM
I feel your pain man. Just got in an accident last night. It wasn't my fault at all, the other guy pulled out on me from the intersection as I was going by. Long story short, Ford Expedition vs. E36 = Expedetion wrecked my whole right side, only damage to his car was a corner light and his front bumper was messed up on the right.

ehlpitel
12-10-2005, 03:22 PM
Sad news, as long as you're ok, it's just a car(yeah, right.)

Jean-Claude
12-10-2005, 04:03 PM
I would remove every mod you added and replace w/ the stock part. Unless you paid extra for extra coverage on the mods the insurance company will not pay you the difference. As much money as you have in your car I would make sure, FOR POSSITIVE, that you get those parts back. Insurance company might be flakey and take the whole sucker and you be out tons of money.

They insured a stock car, give them a stock car back. I would do this immidiately.

themadhatter
12-10-2005, 04:49 PM
glad you're alive man!

my advice to you would be to worry about yourself and make sure that you really are ok internally. accidents have a habit of hiding the injuries that they cause.

take care of yourself and I hope you feel better soon.

-Ron

resisTm3
12-10-2005, 05:00 PM
glad to hear you and him are alright...

your physical and mental pain will go away after time when your stress goes down a bit... that is a main factor in additional pain.

stress stinks :/

... im also surprised your airbags didn't go off... none of them did?

highboostingm3
12-10-2005, 05:01 PM
We already talked in IM but I am so very sorry that this happened to you. I am glad that you are not that hurt physically by the accident but you should go to a Chiropractor I would think. I got rear-ended once by a lady going 50mph and I couldn't surf for 2 months cause my back was jacked.

Hope that you get the money and buy the car back. Sounds like that is the best way and then you don't have to worry about anything cause you aren't doing anything wrong.

gol10dr1
12-10-2005, 05:06 PM
could the faulty ABS have something to do with the TEC3? my ABS functions fine but it does not turn off when i turn the car off, draining the battery so i have to unplug the battery whenever i turn the car off for periods of more than like 30 mins. gotta love that stellar wiring. do you think this could be an issue with your TEC3 as well?

dinans3m3
12-10-2005, 06:26 PM
Gotta love those TEC3's Andrew.:D Im hoping his TEC 3 didnt foul up his ABS cause that would really be a kick in the ass. Its nice to see your looking on into future plans rather than looking back. Keep up the high spirits man.

bimmer143
12-10-2005, 06:57 PM
I hope you are OK!! Sorry to hear about the car but at least you're alright! Cars can be replaced! Keep your head up, accidents can happen to anybody so don't beat yourself up about it. You can build another car and you're ok!

Goofynick6
12-10-2005, 07:03 PM
Even if it did mess up his ABS, it couldn't have held the brakes locked, that can only happen if his foot was on the pedal or there was a mechanical failure in the braking system.

dinans3m3
12-10-2005, 07:11 PM
yes it could. the whole purpose of the ABS system is to prevent or bring locking to a minimum.

BimmerDude18
12-10-2005, 07:15 PM
Holy crap that sucks man.

We'll talkmore once I'm back in town, might try to work something outon that diff.

Goofynick6
12-10-2005, 07:59 PM
yes it could. the whole purpose of the ABS system is to prevent or bring locking to a minimum.

Right, but they can't apply the brakes..

siastuning
12-10-2005, 08:30 PM
Keith, this is a big bummer. :( I was just going over your datalog file last night. Let me know if there is anything I can do for you. Sucks you live across the country, I would love to help you rebuild the car.

The ABS has its own ECU and gets no signal from the Stock ECU or Tec3. Believe me I would know if my ABS did not work on my race car or my customer's track cars. There is a known problem with the ABS relays on 95's check the track forums. When my relays went bad the front would lock up.

BimmerDude18
12-10-2005, 08:55 PM
Keith, this is a big bummer. :( I was just going over your datalog file last night. Let me know if there is anything I can do for you. Sucks you live across the country, I would love to help you rebuild the car.

The ABS has its own ECU and gets no signal from the Stock ECU or Tec3. Believe me I would know if my ABS did not work on my race car or my customer's track cars. There is a known problem with the ABS relays on 95's check the track forums. When my relays went bad the front would lock up.Damn thats so aweful to hear that it could be as simple as a relay problem.

Just out of curiousity (since I have an ABS fault) do you know if there is a common problem that will cause the ABS pump to send a fault on 96+ cars?

Once again Keith, sorry to hear about this, I'm gonna buy you a drink when I get back, I have a feeling you'll need it :(

Goofynick6
12-10-2005, 11:07 PM
When my relays went bad the front would lock up.

You mean they would lock up when you were applying pedal pressure, correct? Just making sure that the ABS system doesn't have some way of applying the brakes on it's own. I need to look into this '95 relay issue before it happens to me.

Nick

MrBlonde
12-10-2005, 11:27 PM
Bummer Keith.

jrhaile
12-10-2005, 11:28 PM
This is sad. I was just telling someone about your car the other day :(

Deadeye
12-10-2005, 11:48 PM
:needpics

m3ltw98
12-11-2005, 12:18 AM
Sorry to hear about the accident Keith. Your car was truely an inspiration to the heavy DIYer. Because of your long thread, Im purchasing a used M50 non-vanos motor and building it for boost. I cant wait to see what you do next as Im sure it will be another beast.

Viking325i
12-11-2005, 12:25 AM
Sorry to hear about the accident Keith. Your car was truely an inspiration to the heavy DIYer. Because of your long thread, Im purchasing a used M50 non-vanos motor and building it for boost. I cant wait to see what you do next as Im sure it will be another beast.
What power are you looking for, can you do a good DIY? Since I'm about to do the same. Going for new internals?

Drifter
12-11-2005, 01:03 AM
I am very sad to see that car go, and I just hope another Dakar M3 can atleast take your spot so myself and all the other Dakar owners have someone to look up to.

icemann633
12-11-2005, 01:35 AM
I am very sad to see that car go, and I just hope another Dakar M3 can atleast take your spot so myself and all the other Dakar owners have someone to look up to.
Well i am astonished by the support that i have recieved from you guys. It is pretty humbling...

I am glad i could help and inspire so many people on these forums...

Rest assured that i will be back up and running some day. It may not be in Dakar, it may not be in an M3, but it will be as a true DIYer who will always document everything and never be affraid to speak from experience...

Iceman will live on....

Jean-Claude
12-11-2005, 01:45 AM
Was this my old block/crank or will my old ones be used in your next project? :devillook


*everyone like bragging on/about icemann to others...

M whip
12-11-2005, 01:46 AM
Well i am astonished by the support that i have recieved from you guys. It is pretty humbling...

I am glad i could help and inspire so many people on these forums...

Rest assured that i will be back up and running some day. It may not be in Dakar, it may not be in an M3, but it will be as a true DIYer who will always document everything and never be affraid to speak from experience...

Iceman will live on....


So are u parting out the internals??????:)

Viking325i
12-11-2005, 01:48 AM
true DIYer who will always document everything and never be affraid to speak from experience...

This man is god, or close to it ;)

agrinio
12-11-2005, 01:52 AM
keith man ... that really suxx,, hit me up om aim . i can tell u what u need to know for ur insurance

EvilOne
12-11-2005, 02:18 AM
damn that sucks man...i know exactly how you feel...my car was run off the road at the end of september by a ricer. the way i see it is karma will get him and at least im alive. i rolled 220ft down the side of a mountain.

e36'n
12-11-2005, 03:49 AM
best of luck man...i crashed at 200km/h this summer and somehow walked away fine...some body damage and a strut, not to mention the other car...but on goes the battle...

cheers man

highboostingm3
12-11-2005, 03:54 AM
i rolled 220ft down the side of a mountain.
wtf? :(

BeirBrennerE30
12-11-2005, 05:45 AM
Im sorry to hear this man... at least you are ok... i car can be replaced... i know how you feel though and it sux... i trucker decided to change into the lane i was in once and slammed me into a guardrail...

from my expirience from insurence... if it is really totalled(sometimes you over react to damage right after it happens) just fight to get all the insurence money you can get for the car... if you have an apraisel before it helps but even an independent apraisel after can help yoru cause... after that you will have the chance to buy back you car and they will deduct the cost of your totalled car from the money they were going to give you... then buy another e36 and start swapping parts in yoru drive way then dump your totalled car(i did this with my e30)... another option is to take all your parts off your car( dont leave it at the junkyard long of they WILL be stolen) however when you do this you have to give back something... for evample if you take you aftermarket wheels off you have to give them a set of fitting wheels...

i hope this helps... pm me if you have any more insurence questions... and its good to hear that you are ok

MrBlonde
12-11-2005, 05:52 AM
I rolled 300 ft down a mountain, caught on fire and landed upside down in 50' of water while trapped. All I had to eat was my ICS T shirt and it had to last 100 years before I was spotted by trained sea camels.

card counter
12-11-2005, 07:29 AM
Keith just read the post very sorry to hear this as I know you put alot of time
into this project.The main thing is your alive and can rebuild another car
get better soon and get back in the garage ,take care

card counter
12-11-2005, 07:31 AM
I rolled 300 ft down a mountain, caught on fire and landed upside down in 50' of water while trapped. All I had to eat was my ICS T shirt and it had to last 100 years before I was spotted by trained sea camels.

Kenny Im glad you are o k also :D trained sea camels are very helpful in these situations

and1c
12-11-2005, 10:06 AM
Sorry to hear about your loss Iceman :(
That car had blood sweat and tears wrapped up in it from the work you put in....at least your ok anyway and as other members say Im sure you will get it back together even better than before....

DONT PART IT UP MAN...Reshell :D

and1c
12-11-2005, 10:15 AM
I rolled 300 ft down a mountain, caught on fire and landed upside down in 50' of water while trapped. All I had to eat was my ICS T shirt and it had to last 100 years before I was spotted by trained sea camels.
PAH...Thats nothing....

I rolled off the top of the Himalayas when I was doing a rally up there one time....fell down 6,000 feet and got caught on a planes wingtip as it was flying past.
By pure good fortune the plane was full of SAS soldiers on their way back from Iraq so they hauled me onboard for the journey and I got a free ride home to the base....

JHEIII850Turbo
12-11-2005, 12:10 PM
I dont have any pics right now, but if ANYONE KNOWs HOW INSURANCE COMPANIES WORK, let me know. I have some questions about pulling my parts off or having to swap a motor in, etc...please PM me...

-Keith

When I got in a wreck for which my car was totalled, I was able to "pull off any parts that I have added to the car that did not come with it." I pulled the injectors, fuel pump, ecu, bla bla bla, the list keeps going.

However, when I went to pull the block out and swap in a stock block, it raised concern, so I have not done it.

You should be able to get your turbo kit, piping, etc... is it at your house right now? If you can do a motor swap quickly enough, I say do it.

525iT_Feen
12-11-2005, 01:17 PM
I'm very sorry to hear this.

As a pretty young enthusiast, I admire many of the FI cars on this board, and much of the work that has been done to them by their owners, but yours always stood out so much because you had done so much of it yourself.

Much like carcrazed4life a good friend of mine found himself in a similar situation this summer with his turbo civic (granted it was a MUCH cheaper car, but the mods were still very valuable). He got reimbursed for a lot of the parts thanks to his comprehensive insurance and then bought the car back and swapped everything over. He also made money on the incident.

Best of luck to you man.

icemann633
12-11-2005, 02:23 PM
Could you explain to me about getting an appraisal before insurance comes and from your experience what the best way to get the most money from Insurance is??

thanks!

-Keith

Im sorry to hear this man... at least you are ok... i car can be replaced... i know how you feel though and it sux... i trucker decided to change into the lane i was in once and slammed me into a guardrail...

from my expirience from insurence... if it is really totalled(sometimes you over react to damage right after it happens) just fight to get all the insurence money you can get for the car... if you have an apraisel before it helps but even an independent apraisel after can help yoru cause... after that you will have the chance to buy back you car and they will deduct the cost of your totalled car from the money they were going to give you... then buy another e36 and start swapping parts in yoru drive way then dump your totalled car(i did this with my e30)... another option is to take all your parts off your car( dont leave it at the junkyard long of they WILL be stolen) however when you do this you have to give back something... for evample if you take you aftermarket wheels off you have to give them a set of fitting wheels...

i hope this helps... pm me if you have any more insurence questions... and its good to hear that you are ok

carcrazed4life
12-11-2005, 03:34 PM
I know that most insurance companies will offer a buy back price at which you can purchase it. If your car was not insured for the additional add ons, its still okay because you can have your car appraised at only STOCK value, and still buy it back at their negotiated Buy Back price. I know this because I've done this twice (IE my 95 LTW back a while ago, and a 92 Toyota Previa.) The LTW I made money on by buying the car back after it was stripped and selling it as a track car.

You still have options, just know what was or was not insured, and have an adjuster comeout and get the buy back ASAP. If you have wheels and tires you wish to swap back or many of the bolt on things, I suggest doing that before he comes. Obviously engine mods won't be able to be done, but anything bolt on wise that doesn't take long. IE BBKs, Suspension, etc.

If you have any questions, email me I'll try and help.

Good Luck, again glad your safe. Pics would deff be helpful in trying to figure out whats salvagable ;)

Could you explain to me about getting an appraisal before insurance comes and from your experience what the best way to get the most money from Insurance is??

thanks!

-Keith

Armo95
12-11-2005, 03:43 PM
A couple things:

1) I'm glad you're OK and didn't get any serious injuries.

2) I totally agree about an accident not being just about the physical damage done to someone, but emotionally and mentally, it really gets you thinking about your life (it takes some people a long period of time to recover from this).

3) Once a car is in an accident like that, it's NEVER the same again, man. I think you should consider buying another M3 and swapping the kit on that. Good luck

Just my .02

BeirBrennerE30
12-11-2005, 09:17 PM
most likely if you didnt have the car appraised befor the accident the insurence company is gonna tell you they only insured a stock e36 and will only pay accordingly... this is what they did to me but with an e30(almost worth nothing in the blue book)... show them pictures of you car pre accident and show that is in excess of excellent condition(low miles, amazing condition, low wear) and that the modifications that you have done to it have raised the value of the car.... having your own independent appraisel of the car after the accident say that it is worth more then the bluebook value also helps

as for as your mods... you can take any mods you have put into the car(including engine) but you must put back parts in their place... so if you want your built engine thats fine but you have to put another 6 cylinder engine back in there(it doesnt have to run but there has to be a 6 cylinder engine in there)

this is how it works in Mass but may not hold true where you are... i hope this helps

Could you explain to me about getting an appraisal before insurance comes and from your experience what the best way to get the most money from Insurance is??

thanks!

-Keith

DocWyte
12-11-2005, 10:00 PM
Uh, that's not how it works in Mass. My friend totalled his A4 and they would only let him take things that weren't bolted on the car off. He ended up having to leave his K04 turbo kit, exhaust, suspension, etc, etc, etc on the car.

The only way you can strip the car is to do it before you involve insurance (if the car isn't at a yard already) or if you buy back the car. In my friends case, it didn't make sense to buy back the car, as the Insurance Co wanted more than $5500 for it, as that's what they could reasonably get out of it from salvage yards.

icemann633
12-11-2005, 10:10 PM
Well i have made the decesion to not swap anything off and just buy back the car...

I went and took pics tonight. I just got home so i got to upload them...

There is really no point for me to swap off boltons if i am just going to buy the car back...

-keith

DocWyte
12-11-2005, 10:11 PM
That's definately the way I would do it. You're not going to get squat from the insurance co for all the aftermarket parts. They don't think they add any real additional value to the car.

carcrazed4life
12-11-2005, 10:15 PM
I bought my stripped 95 LTW for $4200... EVERYTHING is negotiable...

dinans3m3
12-11-2005, 10:30 PM
Carcrazed your 100% right. You just have to have your appraiser downgrade the condition of the car making the insurance adjuster believe its worthless. Thats the trick to buying it back at low fee.

icemann633
12-11-2005, 10:32 PM
Carcrazed your 100% right. You just have to have your appraiser downgrade the condition of the car making the insurance adjuster believe its worthless. Thats the trick to buying it back at low fee.
if they do that, then u get less insurance money?

Right now my car is at my buddies shop, who IS a car dealer who goes to salvage auctions...

I plan on having the appraiser come out, and then my buddy to make them an offer right there on the spot. Explain to them that if they take the offer, it would avoid towing and auction fees. Not to mention value deflation from the hurricanes....

-Keith

highboostingm3
12-11-2005, 10:32 PM
I bought my stripped 95 LTW for $4200... EVERYTHING is negotiable...
When you say stripped, do you mean the insurance comapny will sell off parts before they sell it back to you?

dinans3m3
12-11-2005, 10:42 PM
if they do that, then u get less insurance money?

Right now my car is at my buddies shop, who IS a car dealer who goes to salvage auctions...

I plan on having the appraiser come out, and then my buddy to make them an offer right there on the spot. Explain to them that if they take the offer, it would avoid towing and auction fees. Not to mention value deflation from the hurricanes....

-Keith

no you get the value at mint condition if you ahd full coverage. All teh damage decreases the price you will buy it back at. Say your acr was valued at 20k. If its totalled you get 20k. Now the insurance will sell it to make any extra profit from salvage yards, auctions etc. So by showing them its worthless you get to buy it back at a cheaper rate. i have many friends who do this unfortunately for a living and fix then sell them again. i myself dont have personal experience but this is what i have been told numerous times.

NYQUEENZ
12-11-2005, 10:58 PM
I got my car back for 400.00 which was great so it just came off the top of the check.. here are sum pics of my mishap.. believe me still water could effect the way you stop...

http://memimage.cardomain.net/member_images/8/web/2036000-2036999/2036448_66_full.jpg
http://memimage.cardomain.net/member_images/8/web/2036000-2036999/2036448_67_full.jpg
http://memimage.cardomain.net/member_images/8/web/2036000-2036999/2036448_68_full.jpg
http://memimage.cardomain.net/member_images/8/web/2036000-2036999/2036448_69_full.jpg
that was totaled
http://memimage.cardomain.net/member_images/8/web/2036000-2036999/2036448_81_full.jpg

9 months later...
http://memimage.cardomain.net/member_images/8/web/2036000-2036999/2036448_141_full.jpg

"DON"T GIVE UP HOPE" I still lived my dream..
at least you can walk way thats the imporant thing to look at.

Queenz

icemann633
12-12-2005, 12:20 AM
Allright here are some pics i took tonight...It was dark but you get the idea...

http://plaza.ufl.edu/keith3/My%20Car/Accident%20Resized/Accident%20002.jpg
http://plaza.ufl.edu/keith3/My%20Car/Accident%20Resized/Accident%20005.jpg
http://plaza.ufl.edu/keith3/My%20Car/Accident%20Resized/Accident%20009.jpg
http://plaza.ufl.edu/keith3/My%20Car/Accident%20Resized/Accident%20014.jpg
http://plaza.ufl.edu/keith3/My%20Car/Accident%20Resized/Accident%20021.jpg

meseetree
12-12-2005, 12:27 AM
iceman will live on.....

That's all I wanted to hear.



EDIT - WOW!!! that thing is definitly totaled.

97m3john
12-12-2005, 12:30 AM
Omg.!!

Goofynick6
12-12-2005, 12:31 AM
Yeah, I'm gonna go ahead and say that's totalled...ouch. Sorry that it happened, but yeah, you're lucky that's the worst of things.

Nick

byron
12-12-2005, 12:39 AM
ouch:eek: good luck with the insurance.

dinans3m3
12-12-2005, 12:43 AM
dude if you have alot of money in that motor im sure your buyback will be cheap (less then rebuilding another motor) it will be worth it.BAck when i had my 99M3 Convertible, accident damage was similar if not less. i was clipped on the highway and sent into the concrete barrier. :( i bought it back for $4800 and that was back in 2001.Parting it out i made more than teh money i spent back. I hope your ok, no bones, fractures etc. looked like a hard hit. Im sure you can salvage the motor, turbo unit, and intake manifold, and some other stuff that will make it worth your while..

bmwweberm#
12-12-2005, 01:11 AM
wow
Sorry to here this.:(
Damn it was perfect and now its...:(
Best of luck to you getting a new car.

Iding SIII
12-12-2005, 01:17 AM
Wow, glad you're alright man:eek: Its a lot to think about like others have said and I still think about an acident I was in 2 years ago. I was riding shotgun in a car that flipped about 7 times or more after flying down 40 feet into a drainage ditch/swamp. Just one more foot and I would've been toast:(

Hopefully insurance will work out for you so you can build another beast thats bigger and better:buttrock

fritzintn
12-12-2005, 01:23 AM
Oh wow. That's definately totaled.

If you have the patience to deal with buying it back and parting it out, you'll come out well ahead.

As mentioned above, buyback price will be in the 3-5k range and the agreed upon price is negotiable to an extent. We got 17k for our '95, bought it back for 3500 and fixed it for under 3k :).

In the future you may want to look into an 'agreed upon value' policy. While you'll pay a higher premium, since your cars worth will be higher, you won't have to fret about low payouts in the event of an accident or worse... theft.

m3jasper
12-12-2005, 01:23 AM
:eek: :eek: :eek: WOW!!! Lucky your werent hurt. Best of luck with everything and hope your feeling ok.

-Dave

gol10dr1
12-12-2005, 01:54 AM
i am going to have nightmares tonight

BeirBrennerE30
12-12-2005, 02:36 AM
im sorry but your friend got screwed... that is illegal what they did... they have to pay you for the mods if they take them or let you take them off your self... provided you replace them with stock parts

They insure a STOCK car unless you agree otherwise when the car is first insured... anything above stock is legally yours from the low comp pistons to the fuzzy dice on the mirror... however if your car came with pistons and you want your aftermarket ones you have to put back the stockers so they company can sell them.... the fuzzy dice are yours because as far as i know a stock e36 didnt come so equipped from the factory

Uh, that's not how it works in Mass. My friend totalled his A4 and they would only let him take things that weren't bolted on the car off. He ended up having to leave his K04 turbo kit, exhaust, suspension, etc, etc, etc on the car.

The only way you can strip the car is to do it before you involve insurance (if the car isn't at a yard already) or if you buy back the car. In my friends case, it didn't make sense to buy back the car, as the Insurance Co wanted more than $5500 for it, as that's what they could reasonably get out of it from salvage yards.

Juker008
12-12-2005, 02:58 AM
Sorry to hear that, but most important you are alive to tell the story. The car is just a piece of metal, it can be replaced, YOU CANNOT, so everytime, you get upset, look @ the bright side your alive man!!


Its a hard phrase to swallow, but speaks loudly on the facts of life. Couldn't have said it better.

K, glad to know you are well enough to let all of us on the boards know about your ordeal.



Juker008

Juker008
12-12-2005, 03:04 AM
If you documented all your mods, depending on your ins co, they may pay much if not all of your investment. If they don't give you a reasonable settlement offer up front, get a written appraisal from someone independent of the insurance company--while it may cost a couple of hundred bucks, I can assure you it is worth it. Perhaps George knows a high perf appraiser.


I asked my insurance, and 2 other insurance companies about being awarded damages from an auto accident to aftermarket parts. I was told unless I declared the aftermarket items prior to teh accident, had them appriased, and paid the additional premium for the said appraised items, then that is the only way I would be reimbursed. All in all, if I took my parts and rims, and told the insurance company that I believe that the appraisal for these said items to be $10K, they would simply tack on $10K on the vehicle's property. That in turn raised my premiums $100 a month. Its not bad when you think about how much it would help when something goes afowl, although when your premiums are already $200 a month, you have a tendency to think it over nice and hard before forking over the extra cash for aftermarket protection.




Juker008

Moolala
12-12-2005, 04:48 AM
yo keith, ah dam sorry to hear that. hope everything works out for you.
-Darren

MaloventEvil
12-12-2005, 05:09 AM
on the + side it looks like the rims are OK, and those probably cost more than the car would be for buy back.

MaloventEvil
12-12-2005, 05:11 AM
hey, anything is possible. just dont take no for an answer. i got 7K for my m-tech 535i + i got to keep my entire m-tech body kit, and all my mods. everyone thought that I would get about 3.5K for it.

NYQUEENZ
12-12-2005, 08:32 AM
I bet there is frame damage.. its looks to be pushed up. To fix a frame when it goes on the machine its at least 600-to 700 to start bending and twisting.. I was lucky but your car is in pretty bad shape.

Juan ///M325
12-12-2005, 09:32 AM
Damn Keith sorry about your car, but I'm glad you're OK. Your emotional scars
will heal when you get a new ride. Get well soon


Juan

and1c
12-12-2005, 09:37 AM
Ouch.....certainly looks well twisted beyond repair at the front end iceman...but you should get a cheap buy back :)

On the flip side.....you guys in the US have it easy compared to us UK'ers :confused

ANY undeclared modifications to a car over here render the insurance INVALID....USELESS AND NOT WORTH THE PAPER ITS WRITTEN ON :eyecrazy

Several different insurers have told me this and it happened to a mate of mine.... he crashed his NSX and had not declared to the insurers an aftermarket induction kit and some other trivial performance parts....
They declared that was not the car they had insured..which was standard and as a result he was denied any form of payout :confused

Worst still....if you were unlucky enough to seriously injure or kill an innocent bystander in similair situation to above...your lack of valid insurance would leave you with a big heap of jail time to serve...

The motto,....ALWAYS declare your modifications in the UK :lol

MrBlonde
12-12-2005, 09:42 AM
Ouch.....certainly looks well twisted beyond repair at the front end iceman...but you should get a cheap buy back :)

On the flip side.....you guys in the US have it easy compared to us UK'ers :confused

ANY undeclared modifications to a car over here render the insurance INVALID....USELESS AND NOT WORTH THE PAPER ITS WRITTEN ON :eyecrazy

Several different insurers have told me this and it happened to a mate of mine.... he crashed his NSX and had not declared to the insurers an aftermarket induction kit and some other trivial performance parts....
They declared that was not the car they had insured..which was standard and as a result he was denied any form of payout :confused

Worst still....if you were unlucky enough to seriously injure or kill an innocent bystander in similair situation to above...your lack of valid insurance would leave you with a big heap of jail time to serve...

The motto,....ALWAYS declare your modifications in the UK :lol

Insurance companies get much more reasonable when your lawyer contacts them. Initial refusal is just the beginning of the dance.

Sa///M3
12-12-2005, 09:59 AM
That sucks man. Your car looked great! Hope things work out the way you want it to. Good luck

got psi
12-12-2005, 10:39 AM
When my M3 got totaled they gave me their price for settlement then I told them what was on the car. As long as I had my reciepts they gave me a prorated reimbursement for the item if I couldn't take it off and keep the car generaly intact (rolling with said motor and trans). We started out at $14,000 and I walked with $25,000. This was with State Farm and the car was a 95 M3. You have to be ready to negotiate, bring reciepts, and be reasonable. Try to read the the situation. I wish you well on your settlement. BTW I sent you a PM. ///J.T.///

tjn182
12-12-2005, 11:23 AM
Dude at least you're alive right now telling us this story...

I'm sorry that happened to you... I know how crushed you feel now. I remember about 3 years ago when I wrecked my old e28 (my first love :) ) -- I was heartbroken for weeks! My parent's knew how much this killed me and skipped the whole "third degree" thing because they told me "we know how much it hurts you to lose the car, so we won't need to say anything that will teach you a lesson, we think you just learned it."

anyway. Be glad you're alive and not seriously injured! Good luck getting everything worked out!

rundatrack
12-12-2005, 11:47 AM
Your above ground...


Fakk a car...that can come and go

carcrazed4life
12-12-2005, 11:55 AM
When you say stripped, do you mean the insurance comapny will sell off parts before they sell it back to you?

No my car was a theft recovery. It had the LTW seats and interior stolen, the air bags where stolen, the wheels, tires and aftermarket suspension was all gone. Along with that the battery was missing, Borla exhaust, and my big brake kit.

So I basically had a good engine and shell, so I made it a track car (being a LTW made it favorable) and sold it. The insurance company never branded the title theft recovery, salvage, or rebuild so I still have a clean title.

As for Iceman... your did its job. I think your valve cover looks gone, but I'm sure most of that motor is in tact...

Buy it back, say its worth alot to you, but mention nothing valuable in the engine area. They don't ask anything for all of that. Say its all bolt ons in money you have put into it. Then when they goto evaluate its buy back, mention that you got no money for those bolt ons so they cant ask for it...

Its illegal somehow according to some ruling in some case with some insurance company... I just remember that the rule is there ;)

highboostingm3
12-12-2005, 12:36 PM
No my car was a theft recovery. It had the LTW seats and interior stolen, the air bags where stolen, the wheels, tires and aftermarket suspension was all gone. Along with that the battery was missing, Borla exhaust, and my big brake kit.

So I basically had a good engine and shell, so I made it a track car (being a LTW made it favorable) and sold it. The insurance company never branded the title theft recovery, salvage, or rebuild so I still have a clean title.

As for Iceman... your did its job. I think your valve cover looks gone, but I'm sure most of that motor is in tact...

Buy it back, say its worth alot to you, but mention nothing valuable in the engine area. They don't ask anything for all of that. Say its all bolt ons in money you have put into it. Then when they goto evaluate its buy back, mention that you got no money for those bolt ons so they cant ask for it...

Its illegal somehow according to some ruling in some case with some insurance company... I just remember that the rule is there ;)
Since we are talking about insurance and you bring up a stolen car issue...what if you don't have extra insurance for the stuff the guys stripped? Or if your car goes to Mexico and is never retrieved? All the money spent on mods is gone. This is what scares the hell out of me. I am thinking of getting Low Jack cause I can't have my car stolen and stripped.

carcrazed4life
12-12-2005, 01:49 PM
If your car is not insured for extra mods, then you are correct in stating you will not get reimbursed for it. If it goes to Mexico and never gets retrieved, then they wait 30 days before they pay you off...

Point is go Low Jack, or insure your car for the additional amount. Get a quote for both. I actually switched to commercial insurance to have a cheaper insurance payment and still have it insured for $50k or so.

kalib0y
12-12-2005, 01:53 PM
wow Keith, Im very glad that you are okay from seeing those pics. I hope everything will work out for you.

markesq
12-12-2005, 02:15 PM
Keith, it sounds like you have most of your problems worked out. If not, give me a ring.

and1c
12-12-2005, 03:56 PM
Insurance companies get much more reasonable when your lawyer contacts them. Initial refusal is just the beginning of the dance.


Yeah. granted there are some workarounds...but they are very harsh over here as a rule.

Juker008
12-12-2005, 04:38 PM
AFA the airbags not deploying from my understanding about airbags you must be going 45mph in a forward motion for them to deploy. In your case K, I believe that you were traveling backwards, and that is why the airbags didn't deploy.




Juker008

Juker008
12-12-2005, 04:46 PM
I am thinking of getting Low Jack cause I can't have my car stolen and stripped.


Lowjack = WEST SIEEEEED!!!

Somehow I believe that there is a way to wire up your Lowjack to a 10lbs bottle of nitrous. That way when Lowjack is activated, it makes it easier for police to apprehend the culprit. Just wire it tandum to to your kill switch, door lock, and window button. Engine shuts off, doors lock, and windows roll up, perp freeks out pulling the car over. By the time he gets the car pulled over and realized the doors are lock he is on hippie crack. My setup is somewhat the same, but involves the old school halon gas :evil2 .




Juker008

themadhatter
12-12-2005, 04:53 PM
AFA the airbags not deploying from my understanding about airbags you must be going 45mph in a forward motion for them to deploy. In your case K, I believe that you were traveling backwards, and that is why the airbags didn't deploy.




Juker008
I had my wheel airbag deply at around 30 mph. you're right about the direction of impact though.

FSAEracer03
12-12-2005, 05:23 PM
damn that sucks man...i know exactly how you feel...my car was run off the road at the end of september by a ricer. the way i see it is karma will get him and at least im alive. i rolled 220ft down the side of a mountain.
Was this on Stunt Rd.?

Keith, sorry to hear about the mishap. Get a choke hold on the insurance companies with a lawyer and don't let go. That's the only way they'll take you seriously. Best of luck.

JClark
12-12-2005, 05:49 PM
My favorite Dakar ever. :( Sorry to see it go, Iceman. I enjoyed following your progress.

jcapelo
12-12-2005, 09:26 PM
F*uck i loved your car!

highboostingm3
12-12-2005, 09:42 PM
Lowjack = WEST SIEEEEED!!!

Somehow I believe that there is a way to wire up your Lowjack to a 10lbs bottle of nitrous. That way when Lowjack is activated, it makes it easier for police to apprehend the culprit. Just wire it tandum to to your kill switch, door lock, and window button. Engine shuts off, doors lock, and windows roll up, perp freeks out pulling the car over. By the time he gets the car pulled over and realized the doors are lock he is on hippie crack. My setup is somewhat the same, but involves the old school halon gas :evil2 .




Juker008
You must be joking. I would love to use some VX poison gas but the thief might leave quite a mess in my car and I could be held responsible since unfortunately the law states that car theft is not punishable by torture or death. :(

dinans3m3
12-12-2005, 10:20 PM
Cameron LOWJACK does absolutely nothing. By the time they locate your car its already stripped. I ahd lowjack on my car years ago when it first came out. they found my car along with several others repainted on a cargo to South America. i wa s notified 8 months later, even after insurance already payed me. Plus these high tech thieves have their own devices that can sense the lowjack and disassemble the unit. I have seen autocrime bring down several thieves who had some out of this world technology making big $$$$. Another thing with lowjack, your car may be found the very next day, but you are not informed till a week or so later while it sits at the pound.

By then Cam, your car would be safe and sound in my garage...:D

Juker008
12-12-2005, 10:23 PM
I had my wheel airbag deply at around 30 mph. you're right about the direction of impact though.


Wholly $hit when did this happen, I hope that it was years ago and not reciently.




Juker008

Juker008
12-12-2005, 10:29 PM
You must be joking. I would love to use some VX poison gas but the thief might leave quite a mess in my car and I could be held responsible since unfortunately the law states that car theft is not punishable by torture or death. :(



I thought that you would know me by now. Well here in Wild Wild East, Fla. they passed a law that you are allowed to use lethal force to defend and protect your property. I don't know how true that really is, all I know is to yell, "HE'S GOT A GUN" before I fire ;) .

Hmmmm VX, why not incorportate those RAID Fumigator, the kind that you drop in 1/4" of water and they billow out a steady stream of gas. I had to use one on my work truck when it got infested with bull ants. I watched how this thing worked. It looks like a locomotive's top just billowing out vapors. In a matter of minutes the whole cabin was so thick with vapors that I couldn't see in. See there's something you could try.



Juker008

kpolito99
12-13-2005, 12:48 AM
Sorry to see such a nice car twisted out of shape. Glad to learn no one was seriously injured. Metal and plastic are relatively easy to fix.

RedBarron
12-27-2005, 12:07 AM
OMG NOOOOOO KEITH!!!!!!!!!!! Your car was one of my fav E36's of all time noo tear*. I'm so sorry I know how much you loved your car and I'm so sorry to hear of the bad news. Noo I cannot belive it.