View Full Version : I totaled my car yesterday


NYQUEENZ
04-13-2005, 09:31 AM
Due to insurance reasons I will not post any pic up on the net. But if u IM me your email addy I値l gladly email them to u to see the damage.

1st off I want to thank God for letting me walk away with not one scratch and that i don稚 injured or hurt anyone in the accident. Basically what had happen was there was a water main break in Suitland MD, next to my job. That caused traffic to get kinda deep. As I squeezed myself into the turning lane. A lady in a sliver SUV didn稚 want to let me in. So when it came time to make that turn I had to mark an abrupt Wide angle left turn. As I made the turn I kinda over steered the car and was coming right at the ladies SUV. So to avoid hitting her I over corrected then lost control of the car from the wet pavement. I ended up jumping the curb and hitting a fence avoiding a pole and the gas prices sign. So luckily I managed to get between them.. The police was right there ask if I was dead or ok. It took me five min to relies what had just happened. So I got out of the car cop looked me up and down like man what happened. I told him what I did and that I知 really upset at this moment and I just wanna get my car fixed.

This morning at the body shop the car overall appearance was a total lost. But it doesn稚 look like it to me. :rolleyes

nick325xit 5spd
04-13-2005, 09:36 AM
What do you drive?

Poke2120
04-13-2005, 09:39 AM
Oh shit Lance that sucks! I'm so sorry to hear. So whats the new car gonna be? :(

NYQUEENZ
04-13-2005, 09:40 AM
What do you drive?
http://gallery.fightwitharms.net/albums/04-03-05/59_G.sized.jpg

NYQUEENZ
04-13-2005, 09:47 AM
Oh shit Lance that sucks! I'm so sorry to hear. So whats the new car gonna be? :(
I not ready for a new car.. I can't even part with this one

nick325xit 5spd
04-13-2005, 09:50 AM
http://gallery.fightwitharms.net/albums/04-03-05/59_G.sized.jpg
Year and model. A picture doesn't help me.

UberBimmer
04-13-2005, 09:58 AM
AWWWWWWWWWWWw that sucks bro.. your car was sick... after the grieving period I might know a guy that is looking to get rid of a 98 M3 silver.. turbo etc..

x68monkeyx
04-13-2005, 09:59 AM
:bluecry1 :bawl :crying :jedicryin :bluecryin
that sux so much :(
well at least your well

Juan ///M325
04-13-2005, 10:04 AM
Sorry to hear that Lance. Damn and I just sold my 325, it could've been yours. The important thing here is that you are OK.

NoSoup4U
04-13-2005, 10:07 AM
Sorry to hear Lance. Call it divine intervention. Possibly, rethink your whole turbo, etc. route -- you're a father -- gotta be safe and responsible! :buttrock

neenja
04-13-2005, 10:09 AM
thats a real shame...hope you're able to recover from that without too much grief. :violinist

UberBimmer
04-13-2005, 10:23 AM
Hey Your in luck... I was going to buy this but I dont have the cash laying around.. If I cant buy it I would love for someone in MD to so I could at least see it around its a 1973 3.0 CSL 39,500 is what they want for it.. And it says low mileage too its some dealership in CA but I believe they ship nationwide. website is www.heritageclassics.com

dinomite
04-13-2005, 10:29 AM
Year and model. A picture doesn't help me.
1996 or older M3, assuming those side-markers are original.

nick325xit 5spd
04-13-2005, 10:33 AM
1996 or older M3, assuming those side-markers are original.
Then all you need is some minor body and suspension damage to total it. The car's worth VERY little.

John V
04-13-2005, 10:42 AM
1996 or older M3, assuming those side-markers are original.
It's a 325, not an M3.

Phat Ham
04-13-2005, 10:45 AM
1996 or older M3, assuming those side-markers are original. It's actually a 325 originally I think. He did an S52 motor swap and a whole boatload of other stuff to it.

nick325xit 5spd
04-13-2005, 10:46 AM
It's a 325, not an M3.
Ouch. All you'd have to do is scratch a couple panels to total one of those now.

robmarch
04-13-2005, 10:56 AM
glad to hear you're ok. also, good to see nobody has called any dibs yet.

Andy
04-13-2005, 10:57 AM
Damn, Lance. I hope everything works out for you.

Yeah, unless you insured the aftermarket parts and motor the ins. co. will value it at what the car was originally, a 325.

sirtiger
04-13-2005, 11:06 AM
suxs man...sorry to hear that.... at least u got out ok.

One reoccuring theme of accidents is that everyone gets out ok... which is a good thing :)

NYQUEENZ
04-13-2005, 11:06 AM
Damn, Lance. I hope everything works out for you.

Yeah, unless you insured the aftermarket parts and motor the ins. co. will value it at what the car was originally, a 325.


The INS guy who was at the body shop told me to get my recites together.. he said i know for fact u have a least 25K up in that in just mods.. and that coming from the ins guy.. so right now I知 just doing paper work. So I could get this settled.. then after I値l look into more options. I知 really hoping to get my baby back on the road once again. Well just have to see.

NYQUEENZ
04-13-2005, 11:08 AM
Year and model. A picture doesn't help me.

92 OBD1 3.2 and lots more

nick325xit 5spd
04-13-2005, 11:14 AM
92 OBD1 3.2 and lots more
Ouch. I was largely being flippant, but all it really does take to total that is a couple scratched panels. Good luck, but you'll be lucky if you get ANY of the money you put into it back.

Nihilation
04-13-2005, 11:27 AM
If the INS Co lowballs you buy it back and part it out.

Andy
04-13-2005, 11:40 AM
The INS guy who was at the body shop told me to get my recites together.. he said i know for fact u have a least 25K up in that in just mods.. and that coming from the ins guy.. so right now I知 just doing paper work. So I could get this settled.. then after I値l look into more options. I知 really hoping to get my baby back on the road once again. Well just have to see.

I'll believe it when they cut you a check. Until then, I don't believe him.

nick325xit 5spd
04-13-2005, 11:51 AM
If the INS Co lowballs you buy it back and part it out.
He pretty much has to buy it back no matter what.

It's not a matter of low balling. The car is only insured for a value of $3-4K, unless he specifically added insurance for all the mods. Personally, if I were him, I wouldn't even total it. The increase in insurance costs will far more than make up for the tiny amount of money the car is worth.

robmarch
04-13-2005, 11:52 AM
make sure they play fair. if they're going to value it as a 92 325 and total it, demand that you are able to buy it back for the associated salvage value of a stock 92 325. period. this should be ~250 or less.

what they will try to do is total it, issue you a check for ~1-2k, then sell your car for that 1-2k to a parts yard that knows it can part it out for a lot more.

nick325xit 5spd
04-13-2005, 11:54 AM
make sure they play fair. if they're going to value it as a 92 325 and total it, demand that you are able to buy it back for the associated salvage value of a stock 92 325. period. this should be ~250 or less.

what they will try to do is total it, issue you a check for ~1-2k, then sell your car for that 1-2k to a parts yard that knows it can part it out for a lot more.
Which is just proof that he really shouldn't even handle it through insurance at all. I'm guessing that totalling the car would increase his rates by at least as much as the payout.

NYQUEENZ
04-13-2005, 11:54 AM
If the INS Co lowballs you buy it back and part it out.
i will not have to buy it back they will give it to me, well thats what they say.. so well see

John V
04-13-2005, 11:56 AM
Ouch. I was largely being flippant, but all it really does take to total that is a couple scratched panels. Good luck, but you'll be lucky if you get ANY of the money you put into it back.
Unfortunately, Nick is right. Unless you have coverage for an agreed value, the mods don't add squat to the value of the car.

If they total it, your best bet is to buy it back and part it out.

JV

NYQUEENZ
04-13-2005, 11:57 AM
i will not have to buy it back they will give it to me, well thats what they say.. so well see
i'm so confused? :confused rt now.. i'm waithing for them to call me back.

has anyone here totaled a car.

NYQUEENZ
04-13-2005, 12:01 PM
I need a 2nd guess.. pm my your email addys and let me know if this really is a quote" total damage"

nick325xit 5spd
04-13-2005, 12:01 PM
i'm so confused? :confused rt now.. i'm waithing for them to call me back.

has anyone here totaled a car.
No, but have you asked them how much your insurance will increase if they pay out?

The $3-$4k they're obligated to pay you under ideal circumstances could be dwarfed by insurance increases.

robmarch
04-13-2005, 12:06 PM
Which is just proof that he really shouldn't even handle it through insurance at all. I'm guessing that totalling the car would increase his rates by at least as much as the payout.

great point. I probably wouldn't even talk to them. too late, of course.

even calling to report the accident counts as a claim in some cases, and can raise your rates.

NYQUEENZ
04-13-2005, 12:10 PM
great point. I probably wouldn't even talk to them. too late, of course.

even calling to report the accident counts as a claim in some cases, and can raise your rates.

they told me they will see how much it goes on the market for then they will see how much it bids out on a slavage title, then add all my mods and cost to get a total.. - the diffrence they will give me the car and what every the total value was.. that was what i was told.. kinda like how Dado made out on his car when it was stolen i guess :devillook

nick325xit 5spd
04-13-2005, 12:12 PM
OK, I see $6-10K in damage in the pics. Not counting the wheels.

70%*$4,000=$2,800. Theoretically, all you need is $2,800 of damage to total that car. That that's being generous with the value.

NYQUEENZ
04-13-2005, 12:14 PM
OK, I see $6-10K in damage in the pics. Not counting the wheels.

70%*$4,000=$2,800. Theoretically, all you need is $2,800 of damage to total that car. That that's being generous with the value.

:confused :eek: 10k in damages... really on 2800 to total a car.. so i'm a lose lose sit huh

robmarch
04-13-2005, 12:16 PM
not to mention, it's over 10 years old. they can even use 51% to total, legally. As I recently found out, on older cars, the "total" is the safest way for the insurance company to limit their outlay, and get the process over with ASAP. They absolutely love to total older cars, because there are too many "unknown" issues that could pop up with further inspection.

dcardenas
04-13-2005, 12:21 PM
Seriously sucks, Lance. Email me some pics, dcardenas@gmail.com

Lactomaniac
04-13-2005, 12:27 PM
NOOOO!!!!! NOOOOOOOOOOO!!!

glad you're ok lance and im sure you'll get all this sorted out.

UberBimmer
04-13-2005, 12:33 PM
nick 325 are you an insurance guy? you seem to know alot.. riddle me this why is my insurance 200 more a month then my friend who has 3 dwi's and I only have 3 speeding tickets no accidents

nick325xit 5spd
04-13-2005, 12:37 PM
nick 325 are you an insurance guy? you seem to know alot.. riddle me this why is my insurance 200 more a month then my friend who has 3 dwi's and I only have 3 speeding tickets no accidents
I'm not an insurance guy, and all I can tell you is that my insurance quotes on the M3 and the 323 ranged from $2200 to almost $7K annually. I refuse to use GEICO on principle (they buy vast quantities of speed revenue equipment), so I pay a little more.

Andy
04-13-2005, 12:39 PM
It's actually 80% of the total value of the car. I've bought back 2 "totalled" cars before.

Lance, I think your only option is to buy it back, whether you choose to fix it or not.

John V
04-13-2005, 12:40 PM
It's actually 80% of the total value of the car. I've bought back 2 "totalled" cars before.
Not necessarily. It's determined on a case by case basis. There is a minimum set by law and that's it.

G.T.
04-13-2005, 12:40 PM
nick 325 are you an insurance guy? you seem to know alot.. riddle me this why is my insurance 200 more a month then my friend who has 3 dwi's and I only have 3 speeding tickets no accidents

How old is your friend?
What car does he drive?
Where does he live?
Is the car garaged?
How many miles a year does he put on the car?

John V
04-13-2005, 12:41 PM
How old is your friend?
What car does he drive?
Where does he live?
Is the car garaged?
How many miles a year does he put on the car?
Does he have a house? Is he married? What kind of coverage does he have compared to you? What else does he have insured? All these things factor in.

Andy
04-13-2005, 12:42 PM
Not necessarily. It's determined on a case by case basis. There is a minimum set by law and that's it.

Oh, you could be right. I know that I paid 80% both times. Once in 93, the other in 98. I was with Geico both times.

G.T.
04-13-2005, 12:43 PM
Does he have a house? Is he married? What kind of coverage does he have compared to you? What else does he have insured? All these things factor in.

Does he wear women's underwear?
Does he eat sushi with a corkscrew?
Does he pick his nose with his big toe?

Like JV said...so many factors make up one's insurance rate.

Biggins
04-13-2005, 12:44 PM
My previous car was totaled this summer due to theft and stripping and bent frame from the theft. It was a 1997 Honda with minimal mods (wheels/tires, exhaust, stereo).

I have State Farm. It took almost a month and the faxing of receipts and proof of cars selling in my area for the value I demanded for them to give me $2k more than their initial offer. From my experience, it was all up to how much I nagged the insurance claims people and how much of their paper I wasted from faxing receipts and cars for sale in my area.

I must agree with most all of what Nick has said, but try faxing the receipts and see what happens. I wish you all the luck possible and I'm glad that you are ok.

robmarch
04-13-2005, 12:53 PM
Oh, you could be right. I know that I paid 80% both times. Once in 93, the other in 98. I was with Geico both times.

you paid 80% of the value of the car to buy it back? or they set the totalled value of the car at 80%

I'm confused.

Once they total it, you buy it back for salvage value, which is around 10% of the undamaged value.

Andy
04-13-2005, 12:58 PM
Lance, here is a good link. http://moneycentral.msn.com/content/Insurance/Knowyourrights/P35062.asp

Rob, in my case, they determined how much my car was worth. Based on that value, they said that if the repair cost was = to 80% of that value, the car will be considered totalled. If I wanted to buy it back, they would give me the car's worth MINUS my deductible and the salvage price. The salvage price is what they can get when the car is auctioned off to a wrecking yard. Most of the time, they expect to make 20% of the car's value, so they call this value the "salvage price".

robmarch
04-13-2005, 01:03 PM
right, that's how it works. 20% is on the high side, though, especially when they're taking your deductable. It depends how much they think your car will go for at auction, though, especially if it has a motor that people buy for swaps or something like that.

nick325xit 5spd
04-13-2005, 01:05 PM
right, that's how it works. 20% is on the high side, though, especially when they're taking your deductable. It depends how much they think your car will go for at auction, though, especially if it has a motor that people buy for swaps or something like that.
The salvage value fo that car is higher than its insured value. It'd make an interesting argument there. :p

robmarch
04-13-2005, 01:21 PM
The salvage value fo that car is higher than its insured value. It'd make an interesting argument there. :p
yeah, that's why I posted that he has to make sure he's not going to get screwed on both sides of this one.

it will be tough to get them to pay out the entire value of the car, but it would be easy for them to jack up the buy back value.

tread carefully

woobiee
04-13-2005, 01:29 PM
oh soo sorry man. im glad no one was hurt.

Mad Dog 20/20
04-13-2005, 01:33 PM
AAAAAWWWHHH Lance. Sorry to hear this, bro. You had the car looking so right . . . .
I feel for you, man. Glad you're OK. There will be other cars . . . never will be another Lance, especially to the wife and kids. So be careful out there.

One of my buddies totaled his '93 325is about 2 months ago. Lost it in a slippery turn, hit a neon head-on and luckily walked away. He too has a wife and kids.

I HIGHLY suggest that anyone who likes to hustle their car on the street (who doesn't? :devillook ) should participate in at leats ONE High Speed Driving School.

1996 328ti
04-13-2005, 01:40 PM
I wouldn't mention any performance mods. That is not what the insurance company is insuring it for. Some insurance companies require notification of performance mods.

NoSoup4U
04-13-2005, 02:01 PM
You have to be careful here. There's a few bits of misinformation.

a) If you are in an accident, no matter how minor, you have a duty to inform your insurance company. If you do not, they have every right to drop you should they find out. This is to protect themselves, and, to protect you in case you do property damage and city/county decide to sue you to fix the damage. Read your policy -- it's in there.

b) Your insurance guy (person that goes out to inspect the car Lance) -- has zero fcukin' pull. Whatever he says, whatever recommendations he gives, -- means absolutely fcukin' nutsacks! The only person that matters in this situation is the "underwriter." He plugs stuff in like an actuary and spits out a number -- plain and simple.

c) Be careful here, when you start claiming that you have $25K in modifications, you might create a bad situation for yourself. 1) they pay out and decide not to renew you; 2) they pay out and immediately drop you; 3) they pay out and increase your rates; etc...

I almost guarantee you, that they are placing you in the high risk category right now ... and, especially when they know you modify the cars. Anyone, for most insurance companies, that tells them or lists with them modifications, are put in a higher risk category than people that do not.

Find out how much they would be willing to pay for the totaled car ... you DO NOT have to make a claim. It's different from reporting to the insurance company and CLAIMING it ... if they offer you only like $4K or anything less... It's better off telling them you will not claim it ... and just eat the $4K. Your insurance rates will increase and you'll pay double that amount over time.

robmarch
04-13-2005, 02:21 PM
I agree with almost all of that, especially "B". that's how I got ripped off on my car.

The only thing I think might be a difference (and it's probably semantics) is that even if you don't make a claim (which is probably a good idea in this situation) your rates can still rise, and the insurance company can still count it as an "accident" on your account. They base your "risk" profile on speeding tickets, accidents, etc., and can still put you in a higher risk category for this accident, even if you don't file a claim.

as for your "A" there is a practical limit there. millions of people curb wheels or crack front fascias and don't inform their insurance companies, and they're technically accidents also. In this case, with police involved and damage to property, it should probably be reported. Also, the owner of the fence that was hit (if I read correctly) could make a claim from the accident.

Mikey52
04-13-2005, 02:59 PM
Dont know if this helps but for reference:

http://bagelbitez.com/TheM3/338424_16_full.jpg

That was about $5500 in damage. Fender, corner light, nose panel, hood, one headlight, kidneys, radiator fan, and the windshield. It's impressive how quickly the damage adds up.

I dont know about your company but Libery Mutual agreed to replace my parts with like kind/quality. I got clears and ellipsoids (only one of them was covered) to replace the broken stuff.

wushucivic
04-13-2005, 03:23 PM
damn i'm sorry to hear this lance :(. good luck with insurance

NYQUEENZ
04-13-2005, 03:42 PM
Dont know if this helps but for reference:

http://bagelbitez.com/TheM3/338424_16_full.jpg

That was about $5500 in damage. Fender, corner light, nose panel, hood, one headlight, kidneys, radiator fan, and the windshield. It's impressive how quickly the damage adds up.

I dont know about your company but Libery Mutual agreed to replace my parts with like kind/quality. I got clears and ellipsoids (only one of them was covered) to replace the broken stuff.

That looks more to me like Autobody rip off.. not no 5500 of damage..

my windshiled on my car isn't even damage.

John V
04-13-2005, 03:45 PM
That looks more to me like Autobody rip off.. not no 5500 of damage..

my windshiled on my car isn't even damage.
Autobody rip off? Do you have any idea how many hours go into fixing something like that? Any idea of how many pages of parts are involved with fixing that much damage? Remember, every clip, every screw, every switch, connector and part have to be sourced, ordered, paid for and installed not to mention paint booth time, sanding, priming, prep... and any frame straightening that may be involved.

Body repairs are f*ck expensive.

NYQUEENZ
04-13-2005, 03:53 PM
Autobody rip off? Do you have any idea how many hours go into fixing something like that? Any idea of how many pages of parts are involved with fixing that much damage? Remember, every clip, every screw, every switch, connector and part have to be sourced, ordered, paid for and installed not to mention paint booth time, sanding, priming, prep... and any frame straightening that may be involved.

Body repairs are f*ck expensive.
that will not require the car to be in he shop that long.. it's only a few damage parts on that pic

nick325xit 5spd
04-13-2005, 03:55 PM
that will not require the car to be in he shop that long.. it's only a few damage parts on that pic
Hey, weren't you the guy who couldn't understand why they'd kick you out of an autox for leaking fuel? :eek:

dcardenas
04-13-2005, 03:56 PM
That looks more to me like Autobody rip off.. not no 5500 of damage..

my windshiled on my car isn't even damage.

From what I can see there is no way that could be $6k in damage. You need to replace a few parts that can be pulled off of other e36's here and there. 2 new wheels and tires, headlights and a mirror are the only aftermarket parts damaged.

Does it run OK and everything?

John V
04-13-2005, 04:01 PM
that will not require the car to be in he shop that long.. it's only a few damage parts on that pic
OK, since you're the bodywork expert, fix it yourself.

magnetic1
04-13-2005, 04:10 PM
that will not require the car to be in he shop that long.. it's only a few damage parts on that pic

Well if you take it to some random shady shop maybe... but $5500 sounds about right (maybe even LOW for that kind of damage).

I'll list out some repair pricing for you for something similar:

FRT BUMPER COVER $404
FRT BUMPER COVER GRILLE $67.25
FRT BUMPER REINFORCEMENT $173
L FRT BUMPER IMPACT ABSORBER $81.75
GRILLE FRAME $116
FRT BUMPER SPOILER $74.25
l FRT BUMPER DUCT $22.75
FRT CTR BUMPER IMPACT STRIP $27L H/LAMP ASSEMBLY $166.75
L PARK/SIGNAL LAMP LENS&HOUSING $27.75
L FOG LAMP ASSEMBLY $98
COOLING FAN BLADE $36.50
L COOLING DUCT $16.25
FREON, A/C OIL&DYE $65
SEAMSEALER $74
L FENDER PANEL $267
L FENDER LINER $30.25
L FENDER PROTECT MOLDING $26.75
L OTR FRONT BODY SIDE RAIL $117
L FRONT BODY APRON $303
HOOD $?

Thats not even including paint materials which would probably run close to $800, paint/refinishing labor which would probably run another $1000, and further not including body labor which would probably run about $800.

This is also leaving out all the little clips, and misc pieces and assuming no frame damage.

Sure you can have someone just replace the hood, fender, and bumper for like $1500 with used or inferior parts, but your car isnt going to be nowhere NEAR pre-accident specs (which is what the insurance company estimates by)

magnetic1
04-13-2005, 04:14 PM
How much do you think THIS repair is? It only has a few panels that needs to be replaced as well.....

http://www.liteswap.com/Merchant2/graphics/m3/462.jpg

Andy
04-13-2005, 04:18 PM
Sure you can have someone just replace the hood, fender, and bumper for like $1500 with used or inferior parts, but your car isnt going to be nowhere NEAR pre-accident specs (which is what the insurance company estimates by)

It's up to the ins. co. if they will use new or used parts. Most of the time, they use used parts.

How does used parts = not being near pre-accident conditions??

magnetic1
04-13-2005, 04:18 PM
well.. the above Avus Blue carnage required **< Insert Your Guess Here >** and that's a PRELIMINARY estimate before they even took apart the car!

So much for a few panels to be replaced! :confused

magnetic1
04-13-2005, 04:21 PM
It's up to the ins. co. if they will use new or used parts. Most of the time, they use used parts.

How does used parts = not being near pre-accident conditions??

If it is a used part, it has to be a remanufactured part that is like-new, not some random hood from a junkyard.

Come to think of it, I THINK youre allowed to request all new parts if you push for it. They have to repair the car to its original condition pre-accident. No half-assing things or leaving a clip missing here or there.

bellavus
04-13-2005, 05:09 PM
I am so sorry to hear that :(

APCe36solo2
04-13-2005, 05:10 PM
When I had my accident in my GTi, the damage was very similiar to the black M3 in the post above. Impact was passenger front corner and the total bill was a little over $7000. All the parts that were put on the car were new from the factory... hood, bumper, fender, etc...

I'm glad to hear you are okay... accidents are NOT fun in any way. It's bad enough that your car is messed up but then you have to deal with the BS of the insurance Co's. Best of luck with your situation.

MWhip
04-13-2005, 05:21 PM
Sorry to hear about this...main thing is you are ok

LWRNCE
04-13-2005, 05:25 PM
No damage pics?

Mikey52
04-13-2005, 05:52 PM
that will not require the car to be in he shop that long.. it's only a few damage parts on that pic

It required a little over a month of work. There are an amazing number of parts that get broken in even small accidents that you dont even think about. Also as they remove the most obvious busted parts, they find more crap that needs replacing. If you notice, parts were "only" $3618 but a LOT of labor and paint was needed to complete the car.

Page 1 of the invoice (http://bagelbitez.com/TheM3/page1.jpg)
Page 2 of the invoice (http://bagelbitez.com/TheM3/page2.jpg)
Page 3 of the invoice (http://bagelbitez.com/TheM3/page3.jpg)

Sorry for the camera shots, dont have a scanner.

And whoever was saying this was probably a good shop, it is. They have repaired Kip's ( :eek: ) M3 a couple times and when I came in they had a Viper in the paint booth. :cool

NYQUEENZ
04-13-2005, 06:00 PM
Thanxz everyone for your comments.. I just need sum time to marinate on this subject.. it could also open new doors to maybe a new project. I have really good connects up in NY that wanna turn her into a wide body. So we'll see what the Ins will say. As for now I知 just gonna save up and roll around in a bucket for a minute until shyt gets straight.

NYQUEENZ
04-13-2005, 06:01 PM
No damage pics?
email me.

Boomerbimmer
04-13-2005, 06:10 PM
Sorry to hear about your misfortune. I believe that in Maryland, you have the option for the insurance company to replace your totaled car with one of like value. Since they can get them wholesale, you are generally better off with a replacement. Sadly, I don't think they would replace it with a modded car.

clintjg
04-13-2005, 09:15 PM
Sorry to hear about your ride man. Glad that your alright - sh1t you never know maybe this is a blessing in disguise, just hard to see that sh1t right now. Good luck.

1996 328ti
04-13-2005, 10:58 PM
OK, since you're the bodywork expert, fix it yourself.This happened in 99 and ran around $5000. Bumper, fender, hood, inner plastic, some wheels, alignment and whatever else they needed to do. Doesn't look so bad, does it. I only had a coupe DEs before that happened.

NYQUEENZ
04-14-2005, 05:19 PM
Sorry to hear about your ride man. Glad that your alright - sh1t you never know maybe this is a blessing in disguise, just hard to see that sh1t right now. Good luck.

I know what u mean u aren't teh only one who said that to me.."a blessing in disguise"

simsima325
04-14-2005, 06:54 PM
damn lance, sorry bro :( so sad!

bkara@gwu.edu if ur sending any more pics out :(

best of luck!!!

NYQUEENZ
04-14-2005, 09:40 PM
damn lance, sorry bro :( so sad!

bkara@gwu.edu if ur sending any more pics out :(

best of luck!!!


talk to the INS company.. they are waiting to do the write up.. all i need to do is show all the etrat mods that was done to the car. So hopefully i will get sumdang out of this. They also said they will pay me and also let me buy the car back i'll just get the diff. So besides a Salvage title.. everything sould work out then

96 328ic
04-14-2005, 10:02 PM
This happened in 99 and ran around $5000. Bumper, fender, hood, inner plastic, some wheels, alignment and whatever else they needed to do. Doesn't look so bad, does it. I only had a coupe DEs before that happened.
dang... i think you got screwed unless there was major frame damage or something. doesnt look bad at all

sardil
04-14-2005, 10:43 PM
dang... i think you got screwed unless there was major frame damage or something. doesnt look bad at all
Go crash your car, and then get back to us with the estimate.

Body shop repairs aren't as cheap as you think. Scroll up and look at the receipts.

1996 328ti
04-14-2005, 10:46 PM
dang... i think you got screwed unless there was major frame damage or something. doesnt look bad at all
$5,143.63 to be exact (5 years ago)

Bumper, grill, fog lights, hood, insulation, rocker molding, mirror, handle, tire and all the hardware. $2884.97 in parts, the rest was labor, paint and materials. Frame cost $200 to fix. Yea I got screwed. Insurance company paid it.

96 328ic
04-14-2005, 10:55 PM
$5,143.63 to be exact (5 years ago)

Bumper, grill, fog lights, hood, insulation, rocker molding, mirror, handle, tire and all the hardware. $2884.97 in parts, the rest was labor, paint and materials. Frame cost $200 to fix. Yea I got screwed. Insurance company paid it.
thats good... btw i did crash my car, well i didnt but i bought it like that

http://img.photobucket.com/albums/v603/96bmw328ic/IMG_0036.jpg
http://img.photobucket.com/albums/v603/96bmw328ic/IMG_0040.jpg

96 328ic
04-14-2005, 10:57 PM
Go crash your car, and then get back to us with the estimate.

Body shop repairs aren't as cheap as you think. Scroll up and look at the receipts.
i know calm down... i just got an estimate of 12,000 on this car. Then i found a guy to do it for 800 parts not included.

http://img.photobucket.com/albums/v603/96bmw328ic/IMG_0094.jpg

1996 328ti
04-14-2005, 11:01 PM
i know calm down... i just got an estimate of 12,000 on this car. Then i found a guy to do it for 800 parts not included.You get what you pay for.

96 328ic
04-14-2005, 11:08 PM
You get what you pay for.
i know... im not planning on selling the car it will be driven until the wheels fall off. Just need to get it back on the road again. I talked to the guy personally and he sounds like he knows what hes doing.

Edit: the mitsu is the beater car. The bmw will be done right.

sardil
04-15-2005, 09:34 AM
i know calm down... i just got an estimate of 12,000 on this car. Then i found a guy to do it for 800 parts not included.

http://img.photobucket.com/albums/v603/96bmw328ic/IMG_0094.jpg
For $800, that thing will be a coffin, not a car. Good luck.

dcardenas
04-15-2005, 10:14 AM
For $800, that thing will be a coffin, not a car. Good luck.

Unless the frame is damaged, it looks like a pretty simple repair. It should be the same with Lance's car, as long as the damage isn't much more than cosmetic. Anyone can do it, but if people feel compelled to shell out tons of money to have it "done right" then by all means, don't let me discourage you.

Lance, let me know when you buy it back. I could probably get ahold of the parts you will need for pretty damn cheap.

John V
04-15-2005, 10:29 AM
Unless the frame is damaged, it looks like a pretty simple repair. It should be the same with Lance's car, as long as the damage isn't much more than cosmetic. Anyone can do it, but if people feel compelled to shell out tons of money to have it "done right" then by all means, don't let me discourage you.

Lance, let me know when you buy it back. I could probably get ahold of the parts you will need for pretty damn cheap.
Yes, it all depends on whether you want it done right or not. To me, "done right" means even panel gaps everywhere, matched paint, no alignment problems and every part of the suspension and steering gone over.

To someone else, "done right" may mean the car runs and drives relatively straight, looks good from ten feet and doesn't creak TOO much when you go up your driveway.

1996 328ti
04-15-2005, 01:38 PM
Yes, it all depends on whether you want it done right or not. To me, "done right" means even panel gaps everywhere, matched paint, no alignment problems and every part of the suspension and steering gone over.It's clear we are a minority. If I can't do it right myself I'll pay someone to do it right. I also think that anyone who can give an estimate of a repair over the internet is in the wrong business.

T///Mac325is
04-15-2005, 02:17 PM
im glad to hear youre alright man.

geeze and i just saw you with your car like 2 weekends ago, never thought id hear about something like this happening

tEckniks
04-16-2005, 04:05 AM
i just saw this thread. damn man.. i know how you feel. glad your ok, good luck with everything.

the damage total on our mdx was $14,300 :(

sirtiger
04-16-2005, 09:30 AM
the damage total on our mdx was $14,300 :(

$14,300? :eek: Wha? did it crush like a tin can?

NYQUEENZ
04-16-2005, 10:17 AM
I wanna post a pic of my new car.. well my renta car...for now..

sirtiger
04-16-2005, 10:20 AM
^^yes pimp it & post it up