in 11 years and its my 1st accident in NJ!

I was hungry and was in the mood for some fried chicken... I know... I know... GHETTO!!!

Well, they closed the KFC on Rt. 1 North by me next to Grease Monkey. So I decided to go to Popeye's in New Brunswick. Right in front of DeVry there was some traffic building up and I was trying to get from the left lane into the right lane. So, when I was stuck in the left lane behind this car, I decided to get into the middle lane and then I turned on my right signal on again while I was passing the tractor trailer in the right lane.

So, I passed the tractor trailer and started to merge into the right lane, then traffic was coming to a stop again, mind you we're going less than 10mph! The trucker and I make eye contact and he waves me on. So I start crossing in front of him but he never stops!

That's when his lugs meet my rear passenger quarterpanel and rim. After i finish getting into the right lane in front of him, I get out of my car, to inspect the damage.

As soon as he jumps out of his cab, I tell him that he hit me and he never realized that his truck came into contact with my car, and start shouting at me that I hit him!

There was no damage to his truck, so he kept coming in and out of his cab and yelling excuses at me. The last one he yelled at me was "That happend prior!!!". My response was "I have pictures from yesterday". Those were the last words we said to each other before the cop came.

Attached are some pix of the damage from my cell...

Since this is my 1st accident in NJ... What the hell do I do?

I don't want to contact my insurance since it wasn't my fault. But I don't have this guy's info since he wasn't cooperating and the cop had taken down all the info.

I don't know if things are different in NJ, but in PA your insurance company can take care of it for you. I would call, and explain what happened, and give the claims rep the police report number. From that they should be able to get the report, and the other drivers info.
When I was involved in a similar situation that's what I did, and it all worked out. I had to pay my deductible, but once they recieved payment from his insurance company, my insurance company refunded the deductible payment.

I don't have collision or comprehensive insurance.

Actually in NJ you can't get collision or comprehensive separately. With the car being worth less than 5k on the books, I didn't think it was necessary, and in their eyes, mods don't add any value to the vehicle.

It's pretty stupid but, whoda thunk it... less than 10 mph! I think that I'd be less urked if I had totaled it!

^^Yup. If the accident is in your favor you won't have to pay crap. I recently had one and am currently going through a similiar situation where a lady hit me. Just remember if you haven't already, report the accident to your insurance company ASAP and make sure the other drivers insurance company is aware of the accident. That should speed up the process alot. It sucks the truck driver and you didn't exactly get along, most people don't and will do almost anything to get out of the situation.

I don't have the other guy's info...

I was waiting for the Police report to contact the insurance company.

I don't have the other guy's info...

I was waiting for the Police report to contact the insurance company.
It probably depends on the state. Generally you have to contact insurance yourself. I just noticed you posted before me that you don't have collision, I'd wait and see how the police report turns out. Worst case you drive a slightly damaged 3 series.

I don't have the other guy's info...

I was waiting for the Police report to contact the insurance company.

its ok. just give a copy of the PR to the insurance guys. it shouldnt cost you a dime. his info is in it.

this is why i avoid all those places. all together.

you'll be fine.

Mo,

If it comes down to it................

Contact the County Vo Tech and see if they will let their students do the body repair.
You pay for the parts / Material etc............ Labor is usually discounted or free
They won't gaurantee the work of course, but it's better than driving the car that way.

Morris County Vo Tech has a body shop ( I think they all do )
So if your county Vo Tech won't do it, I am certain another one will.
Or bring it to Morris County

DID ANYONE RECEIVE A TICKET ? !!
That IS important !!

Sounds like this jerk is going to lie his A$$ off to shift the blame.
Don't let him !!

Steve

same thing happened to me a year ago. An 18 wheeler hit me from the back with his tires while turning left. He didnt realized that he hit me. Cop came and made reports. But for some reason, the report said it was no one fault's. i got the trucker driver info from the police report and try to get compensation,but the truck's company insurance said the police report stated that it was no one's fault. I end up with a huge dent in the rear of my car. I hate Truck drivers in NJ. they never know their surrounding.

its ok. just give a copy of the PR to the insurance guys. it shouldnt cost you a dime. his info is in it.

this is why i avoid all those places. all together.

you'll be fine.


I hope it goes smooth
But I wouldn't count on it.

First, Mo needs to see the report.
If the trucker is found to be at fault, he should be ok
Unless the trucker disputes what happened

Then it's Small Claims court

no, no one got a ticket. we were in bumper to bumper traffic and waited like 15 mins for the cop to come.

when the cop came and asked what happened, i told him that i started merging with at least 50 feet between me and the car in front of me. but he took it as 50 feet in front of the truck.

the truck driver said he was on the phone when i crossed in front of him, then the cop told me that I didn't have 50 feet clearance to merge into the right lane.

so i kept my mouth shut and all i said was yes, sorry, thank you to everything the cop said afterward.

the trucker did all the talking.

same thing happened to me a year ago. An 18 wheeler hit me from the back with his tires while turning left. He didnt realized that he hit me. Cop came and made reports. But for some reason, the report said it was no one fault's. i got the trucker driver info from the police report and try to get compensation,but the truck's company insurance said the police report stated that it was no one's fault. I end up with a huge dent in the rear of my car. I hate Truck drivers in NJ. they never know their surrounding.

this guy was a redneck from nebraska! a true scumbag redneck! he was 5'0" and 100lbs soaking wet! i wish i beat the shit out of him before i called the cops!

he actually had 2 cameras and started taking pix with a polaroid and a digital camera.

its ok. just give a copy of the PR to the insurance guys. it shouldnt cost you a dime. his info is in it.

this is why i avoid all those places. all together.

you'll be fine.

his insurance guys or mine?

Mo,

If it comes down to it................

Contact the County Vo Tech and see if they will let their students do the body repair.
You pay for the parts / Material etc............ Labor is usually discounted or free
They won't gaurantee the work of course, but it's better than driving the car that way.

Morris County Vo Tech has a body shop ( I think they all do )
So if your county Vo Tech won't do it, I am certain another one will.
Or bring it to Morris County


the mechanic who lets me work in his shop is a partner of a body shop in South Amboy.

he told me when I get the police report, to call the trucker's insurance co and file a claim and he'll do the rest of the talking as the body shop...

yup, in my case, the truck driver was like from Louisiana or some shit and so red neck. He tried to blame on me cuz he didnt see me. my car was really low to the ground too. the cop was not help full at all. i dont wanna pull the race card out, but i think the cop were more lenient toward the damn red neck.

ok with my accident the PR claimed it was his fault but no one got any tickets. as long as it says it's his fault then you'll be fine. if it doesn't, you'll probably have to take him to court. but just because no tickets were given, doesn't mean anything bad. why did the cop say you didn't have that much room?

atleast the PR will have his address on it. incase it comes down to that. we can just kill him. :shifty

the cop said that i didn't have that much room (implying that I cut him off) because the truck driver said that he didn't have enough time to stop.

the cop said that i didn't have that much room (implying that I cut him off) because the truck driver said that he didn't have enough time to stop.

you might be screwed man. i hate to say it. like i said you can try at small claims court if it comes down to it.

if you want ill buy you some beer to make you feel better.

atleast you kept control. I would have flipped out even though mines just a 318.

btw, thats a nice color for your car.

got a full picture?

damn, that sucks dude..

but next time, screw popeyes. Crown fired chicken is where it's at :buttrock

:shiftytrucker + cell phone = win

you might be screwed man. i hate to say it. like i said you can try at small claims court if it comes down to it.

if you want ill buy you some beer to make you feel better.

atleast you kept control. I would have flipped out even though mines just a 318.

yeah... for some reason, i dunno... when I should snap, i end up keeping my cool and vice versa. i've been in worse accidents than this with 18 wheelers before. maybe is the islander blood in me!

I just didn't want to say anything else after the cop said that. I didn't want to piss him off, or give him any other reasons to side with the trucker.

damn, that sucks dude..

but next time, screw popeyes. Crown fired chicken is where it's at :buttrock

and where is this chicken place? when i used to live in brooklyn, kennedy fried chicken was the shit!

:shiftytrucker + cell phone = win

yeah, i soooo hope that the cop remembers that!

btw, thats a nice color for your car.

got a full picture?

Thanks!

Here you go!

Mo im so sorry dude

id wait for the report to see what action you need to take


and steves right my boy painted his whole car there and it didnt come out bad
i mean its that or you can buy the pens from JMK that have the color of youre car as a temp fix

yeah... imma wait for the police report and see what it says.

as of right now my shopping list is.

Paint the whole car
replace the rear lower control arms

anything else we could ask santa claus?

Well maybe i can help a little being that i've had about 3 accidents in the garden state... 1st, i would wait until the police report cause they won't help u without that (believe that)... 2nd, contact ur insurance company, even though u don't have collision, if it wasn't ur fault, then they would pay to get ur car fixed and go after the other insurance for the refund... u won't have to deal wit his insurance, only urs... they take care of everything... now if u notice on the police report that it was ur fault, then i wouldn't even try...

One more thing, Popeye is the shyt...

hey thanks!

I called up and they actually have the report ready. my boss said that if we're not busy this afternoon I can leave early to pick it up!

and yes Popeye's is the shyt!

I couldn't find any other chicken place that makes spicy fried chicken!

Cluck u!!!!!!!!!!!

rmember, talk to ur insurance company, u do business wit them and as long as ur in the right, they'll take care of u and get the money from them... let them fight it out, u just sit back and relax...

yeah cluck u has the hot sauce for the wings but do they sell the breaded fried chicken that's spicy?

Popey's man, mo, i agree wit u man... can't go wrong wit popey's.... hmmmm, makin m hungry... :(

rmember, talk to ur insurance company, u do business wit them and as long as ur in the right, they'll take care of u and get the money from them... let them fight it out, u just sit back and relax...

i'll do that... depending on what the police report says. ***crossing my fingers***

one question though. if it's not my fault and I call my insurance company, won't my premium go up?

i know if i call their's my premium won't go up.

no it won't go up... remember its not ur fault... they do there own investigation... ur premium only goes up wit at fault (which ur not) accidents, and points on a license... if u don't wanna go through ur insurance, call his but some insurance companies try to low ball people, give u a 500 check when the cost would be a 1000 to fix... thats y i say go through urs, there not goin to hassel u cause one, ur a paying customer and 2 there really ot losing anything... whatever they pay out, they get from the other insurance anyway... the only thing is, i think u have to pay a deducible but u get that back after they settle wit the other insurance...

a soooo... (the japanese equivilant to hmmmmmm....)

sorry man but its true, my civic got totaled by this lady who ate the stop sign, obviously she was in the wrong... i called my insurance company and they handled it... paid me out and let me keep it also, then went after her insurance and a couple of weeks later, they refunded me my deductible...

ok you convinced me!

we'll see what the report says!

ok you convinced me!

we'll see what the report says!


oooo man, i didn't know this was to convince u, lol... :confused

but look at the report, the cop had to draw it up on the ticket, from his lil masterpiece u should be able to tell...

i asked my boss if i can leave early to pick up the report if we didn't have anything to do in the afternoon, and he said yes.

so, i wasn't doing dick today, and at 2 i ask him if there was anything else for me to do so i can pick up the report and he says yeah... he had me running circles researching stuff until 3:10. then i ask him if i can leave... mind you that the place for police reports closes at 3:45.

so i book down the TP doing about 85-90 the whole way and i get to the police station at 3:40, from harborside in Jersey City. and they tell me that records (the place that keeps the reports) is closed, they closed 4 minutes early today and I would have to come back tomorrow.

then i called my boss telling him that they closed early and all he said was "what does that mean" i told him that i would have to go back to pick it up. and he says don't you have to go to court for that parking ticket tomorrow? (i have to fight a parking ticket in JC, they booted my car for parking w/o a valid permit, while it was displayed on my dash instead of hanging off the rear view. ) impling that i have to do this on a vacation day or day off. what an ass!

but in the end i didn't get the report... so we're still waiting in suspense.

i did drop the car off at my mechanic for an estimate on the body work, so he should get back to me soon!

good luck wit that homie... bosses are such ....'s

dude, you want me to go pick up the police report for you? (i can do that you know, anyone can get it for you. my grandmom went and got my first one from east brunswick)

dude, you want me to go pick up the police report for you? (i can do that you know, anyone can get it for you. my grandmom went and got my first one from east brunswick)


if you could... that would be awesome! do you have time today?

i dropped the car at the body shop yesterday and they're waiting for it.

i want the car ready for the LSP cruise. *crossing fingers*

i have to fight a parking ticket and boot tonight in Jersey City.

if you could... that would be awesome! do you have time today?

i dropped the car at the body shop yesterday and they're waiting for it.

i want the car ready for the LSP cruise. *crossing fingers*

i have to fight a parking ticket and boot tonight in Jersey City.

which town and i need a full name. i believe thats all i need. if its not too far, or not insane with the traffic then i'd do it.


http://maps.google.com/maps?f=d&saddr=Spotswood,+NJ+08884&daddr=New+Brunswick+police+station,+nj&hl=en&geocode=&mra=ls&sll=40.478162,-74.445591&sspn=0.058889,0.11055&ie=UTF8&t=h&z=12

that sure is a beat drive. but ill see what i can do.

What do you think about this drive?

http://maps.google.com/maps?f=d&saddr=Spotswood,+NJ+08884&daddr=710+Hermann+Rd,++08902&hl=en&geocode=&mra=ls&sll=40.447075,-74.416565&sspn=0.0452,0.183678&ie=UTF8&ll=40.42748,-74.406109&spn=0.097352,0.153809&t=h&z=13

What do you think about this drive?

http://maps.google.com/maps?f=d&saddr=Spotswood,+NJ+08884&daddr=710+Hermann+Rd,++08902&hl=en&geocode=&mra=ls&sll=40.447075,-74.416565&sspn=0.0452,0.183678&ie=UTF8&ll=40.42748,-74.406109&spn=0.097352,0.153809&t=h&z=13

i have friends right next to there. ill go pick it up. might even drop it off in your mail box since i have work at 5am tomorrow, so its an early bedtime for me tonight. -_-

you're awesome!

thanks!

I owe you big time!

you're awesome!

thanks!

I owe you big time!

oh hai. i is turned 1 hour trip into 2hours and 3 minutes.

if mo ever invites anyone over, don't go. his house is on an imaginary street.

well might as well have been. couldn't find it for the life of me.

but then again sbblowz knows what types of directions i use. no wonder i got lost.

oh hai. i is turned 1 hour trip into 2hours and 3 minutes.

if mo ever invites anyone over, don't go. his house is on an imaginary street.

well might as well have been. couldn't find it for the life of me.

but then again sbblowz knows what types of directions i use. no wonder i got lost.

hey mike!

thanks again!

can you has navigation?

next time you can make a cruise to my house! Kenny's down!

yo this damn police report is confusing... but i think it's going the truckers way... :(

a true redneck's house!!! (http://maps.google.com/maps?f=q&hl=en&geocode=&q=131+W.+23rd+Street,+Crete,+NE+68333&sll=37.0625,-95.677068&sspn=37.325633,67.851563&ie=UTF8&ll=40.639863,-96.961255&spn=0.008744,0.016565&z=16&layer=c&cbll=40.634353,-96.961809&panoid=_jpkWVZuGNCVe7xWtRCK0w&cbp=1,181.627030492387,,0,10.873299930938607)

can we has raid?

so what did the police report say mike lol

hey mike!

thanks again!

can you has navigation?

next time you can make a cruise to my house! Kenny's down!

yo this damn police report is confusing... but i think it's going the truckers way... :(

lol i see you liked my note i wrote as i was driving on route 1. :)

a true redneck's house!!! (http://maps.google.com/maps?f=q&hl=en&geocode=&q=131+W.+23rd+Street,+Crete,+NE+68333&sll=37.0625,-95.677068&sspn=37.325633,67.851563&ie=UTF8&ll=40.639863,-96.961255&spn=0.008744,0.016565&z=16&layer=c&cbll=40.634353,-96.961809&panoid=_jpkWVZuGNCVe7xWtRCK0w&cbp=1,181.627030492387,,0,10.873299930938607)

can we has raid?

1,331 mi – about 20 hours 53 mins

so what did the police report say mike lol

basically the cop wrote up both sides. for mo's it was like "the driver SAID blah blah blah, then SAID this happened, then SAID that happened then SAID thats what might have happened."

for the truckers it was "the nice upstanding citizen reported how the spoiled brat in the bmw recklessly cut him off but hit the side of his poor defenseless 18 wheeler like a mad ape behind the wheel"


although mo, send it to your insurance company. you might still not get effed.



can we mail him an exploding package? :shifty

oh mo about your voice mail, im a vegetarian. so order me some pizza! :)

mmm pizza

im a vegetarian.

are you for real? :shifty

i have a few friends that are vegan... they are special people.

if you are really a vegetarian...

a pie with shrooms all for you!

well he isnt vegan. vegan is a lot more complicated than being a vegetarian.

are you for real? :shifty

i have a few friends that are vegan... they are special people.

if you are really a vegetarian...

a pie with shrooms all for you!

ill take both separate!

well he isnt vegan. vegan is a lot more complicated than being a vegetarian.

vegans are unhuman. i dont know how they manage to do that.

hey the cop left a # off of the damn police report! I called up the truckers insurance company and they said that they couldnt find the owner of the truck or the driver in their records!

the officer won't be back into work until Monday!:mad

ok i filed a claim w/ my insurance co... and they got me good insurance info on the truck and just got off the phone with their ins co.

we'll see what happens.

its funny the trucker told his company that I got a ticket, and thats what they told my ins co.

i told u to go thru ur insurance company...

yes you did... thanks!

now i really know...

yes you did... thanks!

now i really know...

when i went there, i saw no bmw's. were was your 7?

when i went there, i saw no bmw's. were was your 7?


i dropped my 3 off at the shop... and took my 7 to work...

i usually keep the 7 in the driveway under a car cover.

the Pathfinder I use only when we have to take the kids somewhere.

Ok!

Just got a letter from the adjuster from the trucker's insurance co...

it said that since i was trying to switch lanes to exit they aren't going to pay for any repairs or restitution for the vehicle.

who the hell exits from the middle lane 200 ft away from the exit?

i guess i'll have to rip something off of google earth or something!